716 9th Ave E, Spencer, IA 51301 Property Records

Clay County property record for 716 9th Ave E, Spencer, IA 51301 · Last verified October 2025

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 456 sqft · built 1950
Lot Size	0.057 acres (2,500 sqft)
Owner	Company Name on File
Tax Bill	$580 (2024)
Deeds & Mortgages	May 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`963607437009`

Property Details

APN / Parcel Number

Primary APN	`963607437009`
Alternative APN	`64096360743700900`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	456 sqft Living Area
1st Floor Area	392 sqft
Basement Area	392 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1950
Architectural Style	Ranch
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Lot Area	2,500 sqft (0.057 acres)
Lot Dimensions	50 ft deep x 50 ft wide

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air
Water Source	Commercial

Location & Zoning

Old Parcel Number	64096360743700900
Street Address	716 9TH AVE E
City	SPENCER
State	IA
Zip	51301-4915
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S 50' 8 12 2ND COLLEGE
Legal Range	36
Legal Township	17
Legal Section	07
Legal Subdivision	COLLEGE 2ND ADDITION
Jurisdiction	CLAY IA
Township / Civil Division	SPENCER
Census Block Group	3
Census Block	3075
Census Tract	80200

Owner

Source: Clay County records · APN 963607437009

Assessment roll updated May 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	3195 180TH AVE, SPENCER, IA 51301-7506
Owner Type	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 04, 2022
Deed Sale	Oct 04, 2022
Deed Document Number	0020222618
Deed Book / Page	2008 / 1257
Prior Transfer Date	May 02, 2008
Prior Transfer Doc	2008 1257
Record Updated	Jun 08, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY IA
Property Address	716 9TH AVE E, SPENCER, IA 51301-4915
Transaction Type	Mortgage
Record Updated	Jun 01, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02022/1194
Date	May 10, 2022
Book Page	2022/1194
Instrument	2022 1194

Lender

Name	AMERICAN STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 01, 2037

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Clay County records · Assessment roll updated May 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Clay County
Municipality	Spencer City
Unified School District	Spencer Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$39,820 (+9.88%) Land $9,450 Building $30,370	$39,820 (+9.88%) Land $9,450 Building $30,370
2024	$580.00 (+5.45%)
2023		$36,240 (+16.12%) Land $7,290 Building $28,950	$36,240 (+16.12%) Land $7,290 Building $28,950
2022	$550.00	$31,210 Land $7,290 Building $23,920
2021			$31,210 Land $7,290 Building $23,920

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Clay County (19041C), updated February 21, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low less than 1% of the US · above 2% of Iowa
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.