9185 Oak Tree Ct, Frederick, MD 21701 Property Records

Frederick County property record for 9185 Oak Tree Ct, Frederick, MD 21701 · Last verified September 2023

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	2 Baths
Architecture Style	Split Foyer
Year Built	Built 1999
Square Footage	1,276 sqft Total Area
Lot Size	20,037 sqft (0.459 acres)
Occupancy	Owner Occupied
Last Sale	$158,000 (1999)
Tax Bill	$3,362.00 (2023)

Property Details

APN / Parcel Number

Primary APN	`08-218366`
Alternative APNs	`8218366` `218366`

Interior

Full Baths	2 Baths
Building Area	1,276 sqft Total Area
1st Floor	1,276 sqft 1st Floor
Stories	1 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1999
Architectural Style	Split Foyer Style
Exterior Material	Siding Exterior
Roof Material	Composition Shingle Roof
Lot Area	20,037 sqft (0.459 acres)
Patio Area	320 sqft Patio

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Forced Air Heating
Sewage	Sewage Connected

Location & Zoning

Account Number	218366
Old Parcel Number	8218366
Street Address	9185 OAK TREE CT
City	FREDERICK
State	MD
Zip	21701-2236
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LT 6, 0.46 AC OAK TREE COURT WISPERREN OAKS
Legal Subdivision	WISPERREN OAKS
Legal Lot Number	6
Jurisdiction	FREDERICK MD
Minor Civil Division	8, LIBERTY
Census Blockgroup	1
Census Block	1023
Census Tract	751702

Owner

Source: Frederick County records · APN 08-218366

Assessment roll updated July 1, 2023 · Last verified September 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	9185 OAK TREE CT, FREDERICK, MD 21701-2236
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 04, 1999 · Amount on Record
Deed Sale	Jun 04, 1999 · Amount on Record
Prior Sale	Oct 19, 1998 · Amount on Record
Deed Doc Number	993373
Deed Book / Page	2590 / 642
Last Transfer Date	Jun 07, 1999
Transfer Doc	0025900640
Record Refreshed	Jun 07, 2026

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	9185 OAK TREE CT, FREDERICK, MD 21701-2236
Transaction Type	Mortgage
Record Updated	Oct 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0116460495
Date	Feb 01, 2017
Book Page	11646/0495
Instrument	11646-0495

Lender

Name	ATLANTIC FINANCIAL FCU
Type	Credit Union
Address	HUNT VALLEY, MD 21031

Agreement

Type	Adjustable Rate Mortgage (ARM)
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated July 1, 2023 · Last verified September 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$3,362.00	$274,300	$317,500 Land $124,500 Building $193,000

Flood & Wildfire

9185 Oak Tree Ct is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Frederick County (24021C), updated November 6, 2024

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Low 20th percentile of exposed land nationally · 41st in Maryland
Wildfire Likelihood	Low — about 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.