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9182 Sabal Palm Cir, Windermere, FL 34786 Property Records

Orange County property record for 9182 Sabal Palm Cir, Windermere, FL 34786

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,723 sqft · built 1985
Lot Size0.255 acres (11,102 sqft)
Owner2 Individual Names on File
Last Sale$445,000 (Apr 2022)
Tax Bill$6,873 (2025)
Deeds & MortgagesApr 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN16-23-28-8059-00-200

Property Details

APN / Parcel Number

Primary APN16-23-28-8059-00-200
Alternative APNs
  • 282316805900200
  • 283803
  • 288645
  • 292810

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,723 sqft Living Area
Gross Area2,224 sqft
1st Floor Area1,723 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1995
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area11,102 sqft (0.255 acres)
Garage TypeAttached
Garage Area483 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area18 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address9182 SABAL PALM CIR
CityWINDERMERE
StateFL
Zip34786-8815
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1AA
Legal DescriptionSILVER WOODS PHASE ONE 14/82 LOT 20
Legal Range28E
Legal Township23S
Legal Section16
Legal SubdivisionSILVER WOODS PH 1
Legal Phase1
Legal Tract8059
Legal BlockP
Legal Lot Number20
JurisdictionORANGE FL
Township / Civil DivisionSOUTHWEST ORANGE
Census Block Group2
Census Block2037
Census Tract14809

Owner

Source: Orange County records, as of May 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address9182 SABAL PALM CIR, WINDERMERE, FL 34786-8815
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 5, 2022 · Amount on File
Deed SaleApr 5, 2022 · Amount on File
Prior SaleDec 13, 1993 · Amount on File
Deed Document Number2022219599
Record UpdatedOct 29, 2026

April 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionORANGE FL
Recording DateApr 5, 2022
Property Address9182 SABAL PALM CIR, WINDERMERE, FL 34786-8815
Document Number0000219599
Map ReferenceMB 14 PG 82&83
Instrument DateMar 31, 2022
Instrument20220219599
Transaction TypeTransfer
Record UpdatedApr 21, 2022
Title CompanyWATSON TITLE SERVICES INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,115.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3444 S CROSSBILL LOOP, 3444, INVERNESS, FL 34450-8843

Transferred To (Grantee/Buyer)

NameVerified Name
Address9182 SABAL PALM CIR, WINDERMERE, FL 34786-8815

Mortgage

Document Number0000219600
DateApr 5, 2022
Instrument20220219600
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueApr 1, 2052

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOrange County
Unified School DistrictOrange County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$431,401 (+2.7%)$453,440 (-1.18%) Land $145,000 Building $308,440
2025$6,873.00 (+4.26%) Homeowner's exemption$420,059 (+5.99%)$458,840 (+15.77%) Land $145,000 Building $313,840
2024$6,592.00 (+7.19%)
2023$6,150.00 (+134.2%) Homeowner's exemption$396,331 (+125.23%) Land $145,000 Building $251,331$396,331 (+27.17%) Land $145,000 Building $251,331
2022$2,626.00 Homeowner's exemption$175,971$311,658 Land $135,000 Building $176,658

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 59 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies59 in force
Nearby Flood Claims11 (1989–2024)
Claims Outside the SFHA4 of 11
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Ian, Sep 2022 · 2 claims
  • Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemORLANDO UTILITIES COMMISSION
serves 536,466 people · EPA ID FL3480962
Water SourceGroundwater
Last State InspectionAug 2024
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2019
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Spectrum
Cable		1,000 / 35

May also be available: Hotwire Communications, Xfinity.

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