9166 Sabal Palm Cir, Windermere, FL 34786 Property Records

Orange County property record for 9166 Sabal Palm Cir, Windermere, FL 34786

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,477 sqft · built 1985
Lot Size	0.283 acres (12,345 sqft)
Owner	Individual Name on File
Last Sale	$303,000 (May 2018)
Tax Bill	$3,203 (2025)
Deeds & Mortgages	Sep 2019 Mortgage May 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16-23-28-8059-00-180`

Property Details

APN / Parcel Number

Primary APN	`16-23-28-8059-00-180`
Alternative APNs	`282316805900180` `283800` `288642` `292808`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,477 sqft Living Area
Gross Area	2,049 sqft
1st Floor Area	1,477 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1986
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	12,345 sqft (0.283 acres)
Garage Type	Attached
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	66 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	9166 SABAL PALM CIR
City	WINDERMERE
State	FL
Zip	34786-8815
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1AA
Legal Description	SILVER WOODS PHASE ONE 14/82 LOT 18
Legal Range	28E
Legal Township	23S
Legal Section	16
Legal Subdivision	SILVER WOODS PH 1
Legal Phase	1
Legal Tract	8059
Legal Block	P
Legal Lot Number	18
Jurisdiction	ORANGE FL
Township / Civil Division	SOUTHWEST ORANGE
Census Block Group	2
Census Block	2037
Census Tract	14809

Owner

9166 Sabal Palm Cir is owned and occupied by an individual who bought it in May 2018.

Source: Orange County records, as of April 30, 2026

Owner of Record	Individual Name on File
Mailing Address	9166 SABAL PALM CIR, WINDERMERE, FL 34786-8815
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 6, 2019	Deed of Trust, Mortgage · Conventional with PMI FIRSTBANK
May 2, 2018	Warranty Deed, Transfer · Conventional with PMI MORTGAGE FIRM

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 2, 2018 · Amount on File
Deed Sale	May 2, 2018 · Amount on File
Prior Sale	Mar 21, 2006 · Amount on File
Deed Document Number	2018258632
Record Updated	Jun 8, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	9166 SABAL PALM CIR, WINDERMERE, FL 34786-8815
Document Number	0000593030
Instrument Date	Sep 6, 2019
Transaction Type	Mortgage
Record Updated	Oct 8, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9166 SABAL PALM CIR WINDERMERE FL 347868815, WINDERMERE, FL 34786-8815

Mortgage

Document Number	0000593030
Date	Sep 24, 2019
Instrument	593030

Lender

Name	FIRSTBANK
Type	Bank
Address	FRANKLIN, TN 37067

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Sep 23, 2049

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	May 2, 2018
Property Address	9166 SABAL PALM CIR, WINDERMERE, FL 34786-8815
Document Number	0000258632
Instrument Date	Apr 24, 2018
Instrument	258632
Transaction Type	Transfer
Record Updated	May 23, 2018
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,121.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9166 SABAL PALM CIR WINDERMERE FL 347868815, WINDERMERE, FL 34786-8815

Mortgage

Document Number	258634
Date	May 2, 2018
Instrument	258634

Lender

Name	MORTGAGE FIRM
Type	Mortgage Company
Address	ALTAMONTE SPRINGS, FL 32714

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	May 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 9166 Sabal Palm Cir was $3,203, up 6% from the year before.

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$201,455 (+2.7%)	$391,490 (-2.11%) Land $145,000 Building $246,490
2025	$3,203.00 (+5.99%) Homeowner's exemption	$196,159	$399,910 Land $145,000 Building $254,910
2024	$3,022.00 (+7.16%)
2023	$2,820.00 (+5.03%) Homeowner's exemption	$185,079 (+3%)	$352,048 (+19.85%) Land $145,000 Building $207,048
2022	$2,685.00 Homeowner's exemption	$179,688	$293,751 Land $135,000 Building $158,751

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9166 Sabal Palm Cir in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 1989.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 59 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	59 in force
Nearby Flood Claims	11 (1989–2024)
Claims Outside the SFHA	4 of 11
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Ian, Sep 2022 · 2 claims Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 9166 Sabal Palm Cir has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ORLANDO UTILITIES COMMISSION serves 536,466 people · EPA ID FL3480962
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 35

May also be available: Hotwire Communications, Xfinity.

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