918 N 4th St, Saint Clair, MI 48079 Property Records

St. Clair County property record for 918 N 4th St, Saint Clair, MI 48079

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,488 sqft · built 1955
Lot Size	0.258 acres (11,238 sqft)
Owner	Individual Name on File
Last Sale	$65,000 (Sep 2010)
Tax Bill	$2,344 (2025)
Deeds & Mortgages	May 2021 Mortgage Apr 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`74-07-230-0015-000`

Property Details

APN / Parcel Number

Primary APN	`74-07-230-0015-000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,488 sqft Living Area
1st Floor Area	1,488 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Lot Area	11,238 sqft (0.258 acres)
Lot Dimensions	125 ft deep x 90 ft wide
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	918 N 4TH ST
City	SAINT CLAIR
State	MI
Zip	48079-4203
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1 LOW DE
Legal Description	LOTS 43 & 44 INCL 1/2 VAC ALLEY AS REC L 855 PG 237 DROMORE PARK SUBDIVISION ACCORDING TO THE PLAT RECORDED IN LIBER 33 OF
Legal Subdivision	DROMORE PARK
Legal Lot Number	43-44
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	ST. CLAIR
Census Block Group	7
Census Block	7011
Census Tract	642000

Owner

918 N 4th St is owned and occupied by an individual who acquired it in March 2019.

Source: St. Clair County records, as of September 17, 2026

Owner of Record	Individual Name on File
Mailing Address	918 N 4TH ST, SAINT CLAIR, MI 48079-4203
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 3, 2021	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS LLC
Apr 11, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage AMERIFIRST FINANCIAL INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 22, 2010 · Amount on File
Deed Sale	Sep 22, 2010 · Amount on File
Deed Document Number	201018811
Deed Book / Page	4070 / 972
Last Transfer Date	Mar 25, 2019
Transfer Doc	0005046189
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	918 N 4TH ST, SAINT CLAIR, MI 48079-4203
Transaction Type	Mortgage
Record Updated	May 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	918 N 4TH ST, SAINT CLAIR, MI 48079-4203

Mortgage

Document Number	536080
Date	May 3, 2021
Book Page	5360/80
Instrument	2021013405

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2051

April 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAINT CLAIR MI
Recording Date	Apr 11, 2019
Property Address	918 N 4TH ST, SAINT CLAIR, MI 48079-4203
Document Number	0005046189
Book / Page	5046 / 189
Map Reference	LB 33 PG 6
Instrument Date	Mar 25, 2019
Instrument	2019006917
Transaction Type	Transfer
Record Updated	Feb 11, 2022
Title Company	BELL TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	918 N 4TH ST, 918, SAINT CLAIR, MI 48079-4203

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	918 N 14TH ST, ST CLAIR, MI 48079

Mortgage

Document Number	2019006918
Date	Apr 11, 2019
Instrument	2019006918

Lender

Name	AMERIFIRST FINANCIAL INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 918 N 4th St was $2,344 with a homeowner's exemption, up 2.8% from the year before.

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
Municipality	St. Clair City
Unified School District	East China School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$106,700 (+3.29%)	$213,400
2025	$2,344.00 (+2.81%) Homeowner's exemption	$103,300
2024	$2,280.00		$206,600
2023		$70,700
2022	$2,119.00		$141,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 918 N 4th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 918 N 4th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ST. CLAIR serves 5,464 people · EPA ID MI0006270
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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