1005 N 4th St, Saint Clair, MI 48079 Property Records

St. Clair County property record for 1005 N 4th St, Saint Clair, MI 48079

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,482 sqft · built 1948
Lot Size	0.389 acres (16,945 sqft)
Owner	Individual Name on Record
Last Sale	$134,000 (Feb 2014)
Tax Bill	$3,663 (2025)
Deeds & Mortgages	May 2020 Mortgage Apr 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`74-07-610-0010-000`

Property Details

APN / Parcel Number

Primary APN	`74-07-610-0010-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Building Area	1,482 sqft Living Area
1st Floor Area	840 sqft
Basement Area	840 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Lot Area	16,945 sqft (0.389 acres)
Lot Dimensions	150 ft deep x 113 ft wide
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Street Address	1005 N 4TH ST
City	SAINT CLAIR
State	MI
Zip	48079-4206
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1 LOW DE
Legal Description	LOT 10 & S 1/2 OF LOT 11 PALMER VILLAGE SUBD
Legal Subdivision	PALMER VILLAGE
Legal Lot Number	10-11
Legal Unit	10,11
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	ST. CLAIR
Census Block Group	7
Census Block	7002
Census Tract	642000

Owner

Source: St. Clair County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1005 N 4TH ST, SAINT CLAIR, MI 48079-4206
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Apr 25, 2019	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 12, 2014 · Amount on Record
Deed Sale	Feb 12, 2014 · Amount on Record
Prior Sale	Sep 11, 2012 · Amount on Record
Deed Document Number	20142640
Deed Book / Page	4481 / 162
Last Transfer Date	Mar 28, 2016
Transfer Doc	004696/804
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	1005 N 4TH ST, SAINT CLAIR, MI 48079-4206
Document Number	0052010704
Instrument Date	May 11, 2020
Transaction Type	Mortgage
Record Updated	Jun 30, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1005 N 4TH ST ST CLAIR MI 480794206, ST CLAIR, MI 48079-4206

Mortgage

Document Number	0052010704
Date	Jun 19, 2020
Book Page	005201/000704

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 18, 2035

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	1005 N 4TH ST, SAINT CLAIR, MI 48079-4206
Document Number	0050530127
Instrument Date	Apr 25, 2019
Transaction Type	Mortgage
Record Updated	May 15, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1005 N 4TH ST ST CLAIR MI 480794206, ST CLAIR, MI 48079-4206

Mortgage

Document Number	0050530127
Date	May 3, 2019
Book Page	005053/000127

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 2, 2034

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
Municipality	St. Clair City
Unified School District	East China School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$127,100 (+4.61%)	$254,200 (+4.61%)
2025	$3,663.00 (+2.81%) Homeowner's exemption	$121,500 (+9.95%)
2024	$3,563.00 (+7.58%)		$243,000 (+9.95%)
2023		$110,500
2022	$3,312.00		$221,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ST. CLAIR serves 5,464 people · EPA ID MI0006270
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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