918 James Rd, Lancaster, OH 43130 Property Records

Fairfield County property record for 918 James Rd, Lancaster, OH 43130 · Last verified March 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 972 sqft · built 1961
Lot Size	0.165 acres (7,200 sqft)
Owner	Individual Name on File
Tax Bill	$1,946 (2023)
Deeds & Mortgages	May 2023 Line of Credit Mar 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`053-40961.00`

Property Details

APN / Parcel Number

Primary APN	`053-40961.00`
Alternative APN	`0405 00030`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	972 sqft Living Area
1st Floor Area	936 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1980
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	7,200 sqft (0.165 acres)
Lot Dimensions	120 ft deep x 60 ft wide
Deck Area	140 sqft
Patio Area	252 sqft
Poultry House	28 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Oil
Heating Fuel	Gas

Location & Zoning

Account Number	0405 00030
Street Address	918 JAMES RD
City	LANCASTER
State	OH
Zip	43130-2043
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HUFFER-DURDIN ADD NO 2 LOT 100
Legal Subdivision	HUFFER-DURDIN ADD
Legal Lot Number	100
Jurisdiction	FAIRFIELD OH
Township / Civil Division	LANCASTER CITY
Census Block Group	3
Census Block	3005
Census Tract	31402

Owner

Source: Fairfield County records · APN 053-40961.00

Assessment roll updated March 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	918 JAMES RD, LANCASTER, OH 43130-2043
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 17, 2023	Deed of Trust, Mortgage · Line of Credit THE OHIO EDUCATIONAL CU INC
Mar 04, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Aug 23, 2017	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Apr 20, 2020	Deed of Trust, Mortgage · Line of Credit OHIO EDUCATIONAL CU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 11, 2003
Deed Sale	Mar 11, 2003
Prior Sale	Oct 01, 2001 · Amount on Record
Deed Document Number	0012671589
Record Updated	Jun 08, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAIRFIELD OH
Property Address	918 JAMES RD, LANCASTER, OH 43130-2043
Transaction Type	Mortgage
Record Updated	May 30, 2023
Title Company	GUARDIAN LAND TITLE, GUARDIAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007443
Date	May 17, 2023
Instrument	202300007443

Lender

Name	THE OHIO EDUCATIONAL CU INC
Type	Credit Union
Address	CLEVELAND, OH 44101

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	May 16, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAIRFIELD OH
Property Address	918 JAMES RD, LANCASTER, OH 43130-2043
Transaction Type	Mortgage
Record Updated	Mar 18, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005739
Date	Mar 04, 2021
Instrument	202100005739

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2051

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAIRFIELD OH
Property Address	918 JAMES RD, LANCASTER, OH 43130-2043
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	STEWART TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000015614
Date	Aug 23, 2017
Book Page	1745/4020
Instrument	201700015614

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Sep 01, 2037

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAIRFIELD OH
Property Address	918 JAMES RD, LANCASTER, OH 43130-2043
Document Number	0000007766
Instrument Date	Apr 20, 2020
Transaction Type	Mortgage
Record Updated	Jun 04, 2020
Title Company	GUARDIAN TITLE COMPANY, GUARDIAN TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	918 JAMES RD LANCASTER OH 431302043, LANCASTER, OH 43130-2043

Mortgage

Document Number	0000007766
Date	Apr 23, 2020
Book Page	001821/001848
Instrument	7766

Lender

Name	OHIO EDUCATIONAL CU
Address	CLEVELAND, OH 44101

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Apr 22, 2040

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Fairfield County records · Assessment roll updated March 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Fairfield County
Municipality	Lancaster City
Unified School District	Lancaster City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$61,820 (+15.53%) Land $13,440 Building $48,380	$176,630 (+15.53%) Land $38,400 Building $138,230
2023	$1,946.00 Homeowner's exemption	$53,510 (-) Land $10,710 Building $42,800
2022	Homeowner's exemption	$53,510 Land $10,710 Building $42,800	$152,890 Land $30,600 Building $122,290

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Fairfield County (39045C), updated December 11, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390450314023, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Nearby Flood Policies	5 in force

Wildfire

Wildfire Risk	Low above 6% of the US · above 28% of Ohio
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 205 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
The Chillicothe Telephone Co	Fiber	8,000 / 8,000
AT&T	Fiber	5,000 / 5,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20

May also be available at this address: T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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