915 James Rd, Lancaster, OH 43130 Property Records

Fairfield County property record for 915 James Rd, Lancaster, OH 43130

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 864 sqft · built 1958
Lot Size	0.165 acres (7,200 sqft)
Owner	Individual Name on Record
Last Sale	$130,000 (Sep 2022)
Tax Bill	$1,397 (2023)
Deeds & Mortgages	Sep 2022 Sale & Mortgage Feb 2023 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`053-40996.00`

Property Details

APN / Parcel Number

Primary APN	`053-40996.00`
Alternative APN	`0405 00014`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	864 sqft Living Area
1st Floor Area	864 sqft
Family Room	Family Room

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1980
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	7,200 sqft (0.165 acres)
Lot Dimensions	120 ft deep x 60 ft wide
Garage Type	Carport
Carport	Carport
Carport Area	240 sqft
Parking Spaces	1 Parking Space
Patio Area	140 sqft
Canopy	164 sqft
Poultry House	24 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Oil
Heating Fuel	Gas

Location & Zoning

Account Number	0405 00014
Street Address	915 JAMES RD
City	LANCASTER
State	OH
Zip	43130-2044
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HUFFER-DURDIN ADD NO 2 LOT 139
Legal Subdivision	HUFFER-DURDIN ADD
Legal Lot Number	139
Jurisdiction	FAIRFIELD OH
Township / Civil Division	LANCASTER CITY
Census Block Group	3
Census Block	3012
Census Tract	31402

Owner

Source: Fairfield County records, as of March 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	915 JAMES RD, LANCASTER, OH 43130-2044
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2022	Warranty Deed, Transfer · VA Mortgage PRIMARY RESIDENTIAL MORTGAGE INC
Feb 1, 2023	Transfer on Death Deed, Transfer
Aug 2, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Aug 3, 2017	Deed of Trust, Mortgage · Line of Credit FAIRFIELD NAT'L

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 30, 2022 · Amount on Record
Deed Sale	Sep 30, 2022 · Amount on Record
Prior Sale	Aug 2, 2018
Deed Document Number	202200019966
Record Updated	Jun 8, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FAIRFIELD OH
Recording Date	Sep 30, 2022
Property Address	915 JAMES RD, LANCASTER, OH 43130-2044
Document Number	0000019966
Map Reference	MB 7 PG 46
Instrument Date	Sep 23, 2022
Instrument	202200019966
Transaction Type	Transfer
Record Updated	Oct 13, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1424 TIKI LN, 1424, LANCASTER, OH 43130-8731

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	915 JAMES RD, LANCASTER, OH 43130-2044

Mortgage

Document Number	0000019967
Date	Sep 30, 2022
Instrument	202200019967

Lender

Name	PRIMARY RESIDENTIAL MORTGAGE INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

February 2023: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	FAIRFIELD OH
Recording Date	Feb 1, 2023
Property Address	915 JAMES RD, LANCASTER, OH 43130-2044
Document Number	0000001587
Map Reference	MB 7 PG 46
Instrument Date	Sep 23, 2022
Instrument	202300001587
Transaction Type	Transfer
Record Updated	Feb 9, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FAIRFIELD OH
Recording Date	Aug 2, 2018
Property Address	915 JAMES RD, LANCASTER, OH 43130-2044
Document Number	0000013559
Book / Page	001771 / 001436
Instrument Date	Jul 26, 2018
Instrument	13559
Transaction Type	Transfer
Record Updated	Aug 9, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1424 TIKI LN LANCASTER OH 431308731, LANCASTER, OH 43130-8731

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAIRFIELD OH
Property Address	915 JAMES RD, LANCASTER, OH 43130-2044
Document Number	0000014566
Book / Page	001744 / 003158
Instrument Date	Aug 3, 2017
Transaction Type	Mortgage
Record Updated	Aug 22, 2017

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1424 TIKI LN LANCASTER OH 431308731, LANCASTER, OH 43130-8731

Mortgage

Document Number	0000014566
Date	Aug 8, 2017
Book Page	001744/003158
Instrument	14566

Lender

Name	FAIRFIELD NAT'L
Type	Bank
Address	LANCASTER, OH 43130-0607

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Aug 7, 2022

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Fairfield County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Fairfield County
Municipality	Lancaster City
Unified School District	Lancaster City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$46,880 (+21.96%) Land $13,440 Building $33,440	$133,940 (+21.95%) Land $38,400 Building $95,540
2023	$1,397.00	$38,440 (-) Land $10,710 Building $27,730
2022		$38,440 Land $10,710 Building $27,730	$109,830 Land $30,600 Building $79,230

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 71% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LANCASTER CITY PWS serves 40,400 people · EPA ID OH2301012
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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