918 Howard St, Algonac, MI 48001 Property Records

St. Clair County property record for 918 Howard St, Algonac, MI 48001

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,110 sqft
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on Record
Last Sale	$65,000 (Apr 2019)
Tax Bill	$2,491 (2025)
Deeds & Mortgages	Apr 2019 Sale & Mortgage Dec 2018 Transfer + 2 more
Flood Zone	Zone AE (high risk)
APN	`74-01-153-0055-000`

Property Details

APN / Parcel Number

Primary APN	`74-01-153-0055-000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,110 sqft Living Area
1st Floor Area	1,110 sqft

Exterior

Architectural Style	Ranch
Lot Area	7,405 sqft (0.17 acres)
Lot Dimensions	120 ft deep x 60 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	918 HOWARD ST
City	ALGONAC
State	MI
Zip	48001-1227
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	LOT 56 R J MONTE ESTATES SUBD SEC 10 T2N R16E
Legal Range	16E
Legal Township	02N
Legal Section	10
Legal Subdivision	R J MONTE ESTATES SUBD
Legal Lot Number	56
Legal Unit	56
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	ALGONAC
Census Block Group	3
Census Block	3005
Census Tract	649000

Owner

Source: St. Clair County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	918 HOWARD ST, ALGONAC, MI 48001-1227
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 4, 2019	Warranty Deed, Transfer · Conventional Mortgage GOLD STAR MORTGAGE
Dec 17, 2018	Quit Claim Deed, Transfer PREMIUM TITLE AGENCY, PREMIUM TITLE AGCY
Apr 4, 2019	Warranty Deed, Transfer PREMIUM TITLE AGENCY, PREMIUM TITLE AGCY
Dec 17, 2018	Warranty Deed, Transfer ASK SERVICES INC, ASK SVCS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 4, 2019 · Amount on Record
Deed Sale	Apr 4, 2019 · Amount on Record
Prior Sale	Apr 4, 2019 · Amount on Record
Deed Document Number	20196007
Deed Book / Page	5043 / 525
Record Updated	Oct 29, 2026

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Apr 4, 2019
Property Address	918 HOWARD ST, ALGONAC, MI 48001-1227
Document Number	0005043526
Book / Page	5043 / 526
Map Reference	LB 73 PG 7
Instrument Date	Mar 18, 2019
Instrument	2019006008
Transaction Type	Transfer
Record Updated	Feb 11, 2022
Title Company	BELL TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,010.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	918 HOWARD ST, ALGONAC, MI 48001-1227

Mortgage

Document Number	2019006009
Date	Apr 4, 2019
Instrument	2019006009

Lender

Name	GOLD STAR MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

December 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Dec 17, 2018
Property Address	918 HOWARD ST, ALGONAC, MI 48001-1227
Document Number	0050170283
Book / Page	005017 / 000283
Instrument Date	Nov 27, 2018
Transaction Type	Transfer
Record Updated	Jan 11, 2019
Title Company	PREMIUM TITLE AGENCY, PREMIUM TITLE AGCY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	918 HOWARD ST ALGONAC MI 480011227, ALGONAC, MI 48001-1227

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Apr 4, 2019
Property Address	918 HOWARD ST, ALGONAC, MI 48001-1227
Document Number	0050430525
Book / Page	005043 / 000525
Instrument Date	Nov 27, 2018
Transaction Type	Transfer
Record Updated	Apr 15, 2019
Title Company	PREMIUM TITLE AGENCY, PREMIUM TITLE AGCY

Transaction

Amount	Amount Recorded
Tax	$559.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	918 HOWARD ST ALGONAC MI 480011227, ALGONAC, MI 48001-1227

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Dec 17, 2018
Property Address	918 HOWARD ST, ALGONAC, MI 48001-1227
Document Number	0050170282
Book / Page	005017 / 000282
Instrument Date	Nov 14, 2018
Transaction Type	Transfer
Record Updated	Jan 11, 2019
Title Company	ASK SERVICES INC, ASK SVCS INC

Transaction

Amount	Amount Recorded
Tax	$352.60
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	200 S HOLTZ RD MIO MI 486479364, MIO, MI 48647-9364

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
Municipality	Algonac City
County	St. Clair County
Unified School District	Algonac Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$73,000 (+4.29%)	$146,000 (+4.29%)
2025	$2,491.00 (+2.05%) Homeowner's exemption	$70,000 (+15.7%)
2024	$2,441.00 (+12.38%)		$140,000 (+15.7%)
2023		$60,500
2022	$2,172.00		$121,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 25 policies
Nearby Flood Policies	25 in force
Nearby Flood Claims	1 (2000)
Most Recent Claim	Aug 2000 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ALGONAC serves 4,110 people · EPA ID MI0000110
Water Source	Surface water
Last State Inspection	Jan 2026
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 290 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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