814 Howard St, Algonac, MI 48001 Property Records

St. Clair County property record for 814 Howard St, Algonac, MI 48001

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 756 sqft
Lot Size	0.169 acres (7,405 sqft)
Owner	2 Company Names on File
Last Sale	$35,000 (Dec 2010)
Tax Bill	$1,895 (2024)
Deeds & Mortgages	May 2023 Transfer
Flood Zone	Zone X (moderate risk)
APN	`74-01-105-0077-000`

Property Details

APN / Parcel Number

Primary APN	`74-01-105-0077-000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	756 sqft Living Area

Exterior

Lot Area	7,405 sqft (0.169 acres)
Lot Dimensions	120 ft deep x 60 ft wide
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace

Location & Zoning

Account Number	74011050077000
Street Address	814 HOWARD ST
City	ALGONAC
State	MI
Zip	48001-1515
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	W 1/2 LOTS 7 & 8 BLK 28 MAP OF THE VILLAGE OF ALGONAC ACCORDING TO THE PLAT RECORDED IN LIBER F OF PLATS PG 51 ST CLAIR
Legal Subdivision	VILLAGE OF ALGONAC
Legal Block	28
Legal Lot Number	7-8 8
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	ALGONAC
Census Block Group	4
Census Block	4000
Census Tract	649000

Owner

Source: St. Clair County assessment roll, APN 74-01-105-0077-000, as of March 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Co-owner	Verified Secondary Owner
Mailing Address	7022 PALMS RD, IRA, MI 48023-2610
Owner Type	Company, Secondary Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	3 Verified Names on Deed
Last Sale	Dec 27, 2010 · Amount on Record
Deed Sale	Dec 27, 2010 · Amount on Record
Prior Sale	Dec 27, 2010 · Amount on Record
Deed Document Number	0040980390
Deed Book / Page	004098 / 000390
Last Transfer Date	May 30, 2023
Transfer Doc	0005625723
Record Updated	Jun 07, 2026

May 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAINT CLAIR MI
Recording Date	May 30, 2023
Property Address	814 HOWARD ST, ALGONAC, MI 48001-1515
Document Number	0005625723
Book / Page	5625 / 723
Map Reference	LB F PG 51
Instrument Date	May 18, 2023
Instrument	2023009731
Transaction Type	Transfer
Record Updated	Jun 14, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7022 PALMS RD, IRA, MI 48023-2610

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	7022 PALMS RD, IRA, MI 48023-2610

Tax Assessment & Valuation

Source: St. Clair County assessment roll as of March 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	Michigan
Municipality	Algonac City
County	St. Clair County
Unified School District	Algonac Community School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$67,400 (+24.35%)
2024	$1,895.00 (+13.41%)		$134,800 (+24.35%)
2023		$54,200
2022	$1,671.00		$108,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Clair County (26147C), as of July 20, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 261476490004, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 97 policies
Nearby Flood Policies	97 in force
Nearby Flood Claims	15 (1985–2019)
Claims Outside the SFHA	5 of 15
Most Recent Claim	Aug 2019 · river or lake flooding

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 195 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System, water system MI0000110, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF ALGONAC serves 4,110 people
Water Source	Surface water
Last State Inspection	Jan 2026
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.