918 Gerling St, Schenectady, NY 12308 Property Records

Schenectady County and Schenectady City property record for 918 Gerling St, Schenectady, NY 12308 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,232 sqft · built 1930
Lot Size	0.11 acres (4,800 sqft)
Owner	2 Individual Names on File
Last Sale	$205,000 (Jun 2022)
Tax Bill	$4,247 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`421500 39.36-4-7`

Property Details

APN / Parcel Number

Primary APN	`421500 39.36-4-7`
Alternative APN	`150003903600040070000000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,232 sqft Living Area
1st Floor Area	616 sqft
2nd Floor Area	616 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	4,800 sqft (0.11 acres)
Lot Dimensions	120 ft deep x 40 ft wide
Garage Type	Detached
Garage Area	231 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	254 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	918 GERLING ST
City	SCHENECTADY
State	NY
Zip	12308-1302
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1 WOOD 000460521 VET & SR.STAR
Legal Block	4
Legal Lot Number	7.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	SCHENECTADY
Census Block Group	1
Census Block	1000
Census Tract	20102

Owner

Source: Schenectady County and Schenectady City records · APN 421500 39.36-4-7

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	10 HAWTHORNE ST, ROCHESTER, NY 14610-1722
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 22, 2022 · Amount on Record
Deed Sale	Jun 22, 2022 · Amount on Record
Prior Sale	Feb 21, 2001 · Amount on Record
Deed Document Number	202232949
Deed Book / Page	2087 / 71
Prior Transfer Date	Aug 31, 2021
Prior Transfer Doc	0000044797
Record Updated	Jun 08, 2026

June 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Jun 22, 2022
Property Address	918 GERLING ST, SCHENECTADY, NY 12308-1302
Document Number	0000032949
Book / Page	2087 / 71
Instrument Date	May 23, 2022
Instrument	202232949
Transaction Type	Transfer
Record Updated	Jul 06, 2022
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$820.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	918 GERLING ST, 918, SCHENECTADY, NY 12308-1302

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 HAWTHORNE ST, ROCHESTER, NY 14610-1722

Mortgage

Document Number	0000032950
Date	Jun 22, 2022
Instrument	202232950

Lender

Name	HOMESTEAD FUNDING CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2052

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,247.00 (+82.43%)	$77,000 (-) Land $11,600 Building $65,400	$127,505 (+30.82%) Land $19,209 Building $108,296
2023		$77,000 (-) Land $11,600 Building $65,400	$97,468 (+3.8%) Land $14,683 Building $82,785
2022		$77,000 Land $11,600 Building $65,400	$93,902 Land $14,146 Building $79,756
2021	$2,328.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360930201021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 512 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Verizon	Fiber	980 / 880

May also be available at this address: T-Mobile USA, Verizon, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.