910 Gerling St, Schenectady, NY 12308 Property Records

Schenectady County and Schenectady City property record for 910 Gerling St, Schenectady, NY 12308

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,370 sqft · built 1900
Lot Size	0.11 acres (4,800 sqft)
Owner	Individual Name on Record
Last Sale	$275,000 (Jun 2026)
Tax Bill	$3,279 (2026)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Jul 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`421500 39.36-4-6.1`

Property Details

APN / Parcel Number

Primary APN	`421500 39.36-4-6.1`
Alternative APN	`150003903600040060010000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,370 sqft Living Area
1st Floor Area	685 sqft
2nd Floor Area	685 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	4,800 sqft (0.11 acres)
Lot Dimensions	120 ft deep x 40 ft wide

Exterior Amenities

Pool Type	Above-Ground Pool
Pool Area	314 sqft
Porch	Slab
Porch Area	215 sqft
Patio Area	160 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	910 GERLING ST
City	SCHENECTADY
State	NY
Zip	12308-1302
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	03 - MULTI
Legal Description	BLOCK G 2 WOOD
Legal Block	4
Legal Lot Number	6.001
Jurisdiction	SCHENECTADY NY
Township / Civil Division	SCHENECTADY
Census Block Group	1
Census Block	1000
Census Tract	20102

Owner

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1574 VAN VRANKEN AVE, SCHENECTADY, NY 12308-2229
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2026	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE MORTGAGE
Jul 29, 2020	Warranty Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 22, 2026 · Amount on Record
Deed Sale	Jun 22, 2026 · Amount on Record
Prior Sale	Mar 6, 2025 · Amount on Record
Deed Document Number	202614071
Deed Book / Page	2174 / 314
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Jun 22, 2026
Property Address	910 GERLING ST, SCHENECTADY, NY 12308-1302
Document Number	0000014071
Book / Page	2174 / 314
Instrument Date	Jun 17, 2026
Instrument	202614071
Transaction Type	Transfer
Record Updated	Jul 13, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$111,100.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000014072,
Date	Jun 22, 2026
Instrument	202614072

Lender

Name	MORTGAGE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Jul 29, 2020
Property Address	910 GERLING ST, SCHENECTADY, NY 12308-1302
Document Number	0000021664
Book / Page	002038 / 000654
Instrument Date	Jul 22, 2020
Instrument	21664
Transaction Type	Transfer
Record Updated	Aug 21, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transaction

Amount	Amount Recorded
Tax	$380.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	56 MADELEINE LN GLENMONT NY 120772980, GLENMONT, NY 12077-2980

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,279.00 (+10.55%)
2025		$54,390 (-) Land $12,500 Building $41,890	$90,065 (+30.82%) Land $20,699 Building $69,366
2023		$54,390 (-) Land $12,500 Building $41,890	$68,848 (+3.8%) Land $15,823 Building $53,025
2022		$54,390 Land $12,500 Building $41,890	$66,329 Land $15,244 Building $51,085
2021	$2,966.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070
Water Source	Groundwater
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 512 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

Nearby Properties on Gerling St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures