918 Frances Cir, Clanton, AL 35045 Property Records

Chilton County property record for 918 Frances Cir, Clanton, AL 35045

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,229 sqft · built 1976
Lot Size	0.44 acres (19,040 sqft)
Owner	Individual Name on File
Tax Bill	$921 (2025)
Deeds & Mortgages	Oct 2023 Line of Credit Sep 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1009310003008000`

Property Details

APN / Parcel Number

Primary APN	`1009310003008000`
Alternative APNs	`39698` `8239`

Interior

Full Baths	3 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,229 sqft Adjusted Area
1st Floor Area	1,311 sqft
Basement Area	1,311 sqft
Finished Basement	1,311 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Exterior Material	Vinyl
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	19,040 sqft (0.44 acres)
Lot Dimensions	170 ft deep x 112 ft wide
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	600 sqft
Porch	Slab
Porch Area	164 sqft
Cabin	Cabin

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	8239
Street Address	918 FRANCES CIR
City	CLANTON
State	AL
Zip	35045-8438
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 8 BLK 1 OLD ACRES S/D 31-22-15
Legal Range	15
Legal Township	22
Legal Section	31
Legal Subdivision	OLD ACRES S D
Legal Block	1
Legal Lot Number	8
Jurisdiction	CHILTON AL
Township / Civil Division	CLANTON
Census Block Group	4
Census Block	4000
Census Tract	60101

Owner

Source: Chilton County assessment roll, as of March 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	918 FRANCES CIR, CLANTON, AL 35045-8438
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2023	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Sep 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage ADVANCE MORTGAGE & INVESTMENT CO INC
Dec 23, 2019	Deed of Trust, Mortgage · Conventional Mortgage LEADER ONE FINANCIAL CORP
Jan 4, 2019	Deed of Trust, Mortgage · FHA Mortgage HOMETOWN LENDERS INC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Jun 8, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHILTON AL
Property Address	918 FRANCES CIR, CLANTON, AL 35045-8438
Transaction Type	Mortgage
Record Updated	Nov 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	918 FRANCES CIR, CLANTON, AL 35045-8438

Mortgage

Document Number	R2023/256050
Date	Oct 6, 2023
Book Page	R2023/256050
Instrument	256050

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	479 Months
Due	Sep 28, 2063

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHILTON AL
Property Address	918 FRANCES CIR, CLANTON, AL 35045-8438
Transaction Type	Mortgage
Record Updated	Dec 1, 2020
Title Company	NATIONS DIRECT TTL AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	R2020/232175
Date	Sep 29, 2020
Book Page	R2020/232175
Instrument	232175

Lender

Name	ADVANCE MORTGAGE & INVESTMENT CO INC
Type	Mortgage Company
Address	DAPHNE, AL 36527

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2050

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHILTON AL
Property Address	918 FRANCES CIR, CLANTON, AL 35045-8438
Transaction Type	Mortgage
Record Updated	Jan 21, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	R2019/226446
Date	Dec 23, 2019
Book Page	R2019/226446
Instrument	226446

Lender

Name	LEADER ONE FINANCIAL CORP
Type	Mortgage Company
Address	OVERLAND PARK, KS 66210

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 1, 2034

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHILTON AL
Property Address	918 FRANCES CIR, CLANTON, AL 35045-8438
Transaction Type	Mortgage
Record Updated	Feb 12, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	R2019/219283
Date	Jan 4, 2019
Book Page	R2019/219283
Instrument	219283

Lender

Name	HOMETOWN LENDERS INC
Type	Mortgage Company
Address	HUNTSVILLE, AL 35806

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2049

Tax Assessment & Valuation

Source: Chilton County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Chilton County
Municipality	Clanton City
Unified School District	Chilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$921.00	$46,580 (-) Land $5,000 Building $41,580	$232,900 (-) Land $25,000 Building $207,900
2024	$921.00 Additional exemption filed	$46,580 (-) Land $5,000 Building $41,580
2023	$921.00 (+39.33%)	$46,580 (+150.83%) Land $5,000 Building $41,580	$232,900 (+25.42%) Land $25,000 Building $207,900
2022	$661.00	$18,570 Land $2,750 Building $15,820	$185,700 Land $27,500 Building $158,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 18, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1990)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Mar 1990 · Severe Storms, Tornadoes & Flooding
Claims by Event	Severe Storms, Tornadoes & Flooding, Mar 1990 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · above 46% of Alabama
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CLANTON, THE WW & SB OF THE serves 13,500 people · EPA ID AL0000213
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Central Access Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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