916 Frances Cir, Clanton, AL 35045 Property Records

Chilton County property record for 916 Frances Cir, Clanton, AL 35045

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,256 sqft · built 2009
Lot Size	0.47 acres (20,473 sqft)
Owner	Individual Name on File
Last Sale	$323,000 (Oct 2025)
Tax Bill	$1,074 (2025)
Deeds & Mortgages	May 2016 Mortgage Mar 2015 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`1009310003009000`

Property Details

APN / Parcel Number

Primary APN	`1009310003009000`
Alternative APNs	`92456` `8240`

Interior

Full Baths	3 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	2,256 sqft Adjusted Area
1st Floor Area	1,669 sqft
Basement Area	835 sqft
Finished Basement	835 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	20,473 sqft (0.47 acres)
Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	315 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	8240
Street Address	916 FRANCES CIR
City	CLANTON
State	AL
Zip	35045-8438
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 9 BLK # 1 OLD ACRES S/D MB 4 PG 122 S 31 T 22 R 15
Legal Range	15
Legal Township	22
Legal Section	31
Legal Subdivision	OLD ACRES S D
Legal Block	1
Legal Lot Number	9
Jurisdiction	CHILTON AL
Township / Civil Division	CLANTON
Census Block Group	4
Census Block	4000
Census Tract	60101

Owner

916 Frances Cir is owned and occupied by an individual who bought it in October 2025.

Source: Chilton County records, as of March 31, 2026

Owner of Record	Individual Name on File
Mailing Address	916 FRANCES CIR, CLANTON, AL 35045-8438
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 19, 2016	Deed of Trust, Mortgage · VA Mortgage NATIONS LENDING CORP
Mar 31, 2015	Deed of Trust, Mortgage · Conventional Mortgage NATIONS LENDING CORP
Oct 9, 2025	Warranty Deed, Transfer · VA Mortgage ASSURANCE FINANCIAL GROUP LLC
Nov 2, 2021	Warranty Deed, Transfer · Conventional Mortgage VANDERBILT MORTGAGE & FINANCE INC
Dec 10, 2020	Warranty Deed, Transfer · Conventional Mortgage HAMILTON MORTGAGE CORP
Aug 16, 2017	Warranty Deed, Transfer · Conventional Mortgage HAMILTON MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 9, 2025 · Amount on File
Deed Sale	Oct 9, 2025 · Amount on File
Prior Sale	Nov 2, 2021 · Amount on File
Deed Document Number	2025270684
Deed Book / Page	2025 / 270684
Record Updated	Jun 8, 2026

May 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHILTON AL
Property Address	916 FRANCES CIR, CLANTON, AL 35045-8438
Transaction Type	Mortgage
Record Updated	Apr 2, 2026
Title Company	TIMIOS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	R2016/200177
Date	May 19, 2016
Book Page	R2016/200177
Instrument	200177

Lender

Name	NATIONS LENDING CORP
Type	Mortgage Company
Address	INDEPENDENCE, OH 44131

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2046

March 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHILTON AL
Property Address	916 FRANCES CIR, CLANTON, AL 35045-8438
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	R2015/191917
Date	Mar 31, 2015
Book Page	R2015/191917
Instrument	0191917

Lender

Name	NATIONS LENDING CORP
Type	Mortgage Company
Address	INDEPENDENCE, OH 44131

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2045

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHILTON AL
Recording Date	Oct 9, 2025
Property Address	916 FRANCES CIR, CLANTON, AL 35045-8438
Document Number	R2025/270684
Book / Page	R2025 / 270684
Map Reference	MB 4 PG 122
Instrument Date	Sep 29, 2025
Instrument	270684
Transaction Type	Transfer
Record Updated	Apr 2, 2026

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	916 FRANCES CIR, CLANTON, AL 35045-8438

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	916 FRANCES CIR, CLANTON, AL 35045-8438

Mortgage

Document Number	0000270685
Date	Oct 9, 2025
Instrument	270685

Lender

Name	ASSURANCE FINANCIAL GROUP LLC
Type	Lending Institution

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2055

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHILTON AL
Recording Date	Nov 2, 2021
Property Address	916 FRANCES CIR, CLANTON, AL 35045-8438
Document Number	R2021/241683
Book / Page	R2021 / 241683
Map Reference	MB 4 PG 122
Instrument Date	Oct 27, 2021
Instrument	241683
Transaction Type	Transfer
Record Updated	Jun 29, 2023

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	916 FRANCES CIR, CLANTON, AL 35045-8438

Mortgage

Document Number	0000241684
Date	Nov 2, 2021
Instrument	241684

Lender

Name	VANDERBILT MORTGAGE & FINANCE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2051

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHILTON AL
Recording Date	Dec 10, 2020
Property Address	916 FRANCES CIR, CLANTON, AL 35045-8438
Document Number	R2020/233972
Book / Page	R2020 / 233972
Map Reference	MB 4 PG 122
Instrument Date	Dec 4, 2020
Instrument	233972
Transaction Type	Transfer
Record Updated	Jun 29, 2023

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	916 FRANCES CIR, CLANTON, AL 35045-8438

Mortgage

Document Number	0000233973
Date	Dec 10, 2020
Instrument	233973

Lender

Name	HAMILTON MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHILTON AL
Recording Date	Aug 16, 2017
Property Address	916 FRANCES CIR, CLANTON, AL 35045-8438
Document Number	R2017/209471
Book / Page	R2017 / 209471
Map Reference	MB 4 PG 122
Instrument Date	Aug 14, 2017
Instrument	209471
Transaction Type	Transfer
Record Updated	Jun 29, 2023

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	916 FRANCES CIR, CLANTON, AL 35045-8438

Mortgage

Document Number	0000209472
Date	Aug 16, 2017
Instrument	209472

Lender

Name	HAMILTON MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 916 Frances Cir was $1,074, down 1.3% from the year before.

Source: Chilton County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Chilton County
Municipality	Clanton City
Unified School District	Chilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,074.00 (-1.29%)	$53,920 (-1.14%) Land $5,000 Building $48,920	$269,600 Land $25,000 Building $244,600
2024	$1,088.00 (-53.1%)	$54,540 (-1.05%) Land $5,000 Building $49,540
2023	$2,320.00 (+159.22%)	$55,120 (+147.95%) Land $5,000 Building $50,120	$272,700 (+22.67%) Land $25,000 Building $247,700
2022	$895.00	$22,230 Land $2,500 Building $19,730	$222,300 Land $25,000 Building $197,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 916 Frances Cir in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1990.

Source: FEMA National Flood Hazard Layer, effective October 18, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1990)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Mar 1990 · Severe Storms, Tornadoes & Flooding
Claims by Event	Severe Storms, Tornadoes & Flooding, Mar 1990 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 916 Frances Cir is moderate, ranking above 43% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · above 46% of Alabama
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CLANTON, THE WW & SB OF THE serves 13,500 people · EPA ID AL0000213
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Central Access Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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