918 Decker Dr, Fate (Royse City), TX 75189 Property Records

Rockwall County property record for 918 Decker Dr, Fate, TX 75189

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 2,058 sqft · built 2018
Lot Size	0.126 acres (5,502 sqft)
Owner	2 Individual Names on File
Last Sale	$237,500 (Mar 2019)
Tax Bill	$6,294 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Mar 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R98372`

Property Details

APN / Parcel Number

Primary APN	`R98372`
Alternative APNs	`S5367-000T-0005-00-0R` `98372`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,058 sqft Living Area
Gross Area	2,519 sqft
1st Floor Area	2,058 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	5,502 sqft (0.126 acres)
Garage Type	Attached
Garage Area	405 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	55 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	918 DECKER DR
City	FATE
State	TX
Zip	75189-4757
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WOODCREEK PHASE 6F, BLOCK T, LOT 5
Legal Subdivision	WOODCREEK PHASE 6F
Legal Phase	6F
Legal Tract	5
Legal Block	T
Legal Lot Number	5
Jurisdiction	ROCKWALL TX
Township / Civil Division	NORTHEAST ROCKWALL
Census Block Group	1
Census Block	1016
Census Tract	40405

Owner

918 Decker Dr is owned and occupied by two individuals who bought it in March 2019.

Source: Rockwall County records, as of August 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	918 DECKER DR, FATE, TX 75189-4757
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMCAP MORTGAGE LTD
Mar 4, 2019	Vendor's Lien, Subdivision Related Transfer · Conventional Mortgage DHI MORTGAGE COMPANY LTD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 4, 2019 · Amount on File
Deed Sale	Mar 4, 2019 · Amount on File
Deed Document Number	20192827
Prior Transfer Date	Mar 1, 2019
Prior Transfer Doc	0000002827
Record Updated	Sep 20, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKWALL TX
Property Address	918 DECKER DR, FATE, TX 75189-4757
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000026056
Date	Oct 28, 2020
Instrument	20200000026056

Lender

Name	AMCAP MORTGAGE LTD
Type	Mortgage Company
Address	HOUSTON, TX 77036

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

March 2019: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	ROCKWALL TX
Recording Date	Mar 4, 2019
Property Address	918 DECKER DR, FATE, TX 75189-4757
Document Number	0000002827
Map Reference	DOC20180000016830
Instrument Date	Mar 1, 2019
Instrument	20190000002827
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 21, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	918 DECKER DR, FATE, TX 75189-4757

Mortgage

Document Number	0000002828
Date	Mar 4, 2019
Instrument	20190000002828

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 918 Decker Dr was $6,294 with a homeowner's exemption, down 6.1% from the year before.

Source: Rockwall County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Fate City
County	Rockwall County
Unified School District	Royse City Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$302,793 (-7.03%) Land $78,400 Building $224,393	$302,793 (-7.03%) Land $78,400 Building $224,393
2025	$6,294.00 (-6.07%) Homeowner's exemption	$325,694 Land $93,100 Building $232,594	$325,694 Land $93,100 Building $232,594
2024	$6,701.00 (+10.6%)
2023	$6,059.00 Homeowner's exemption	$359,315 Land $117,600 Building $241,715	$359,315 Land $117,600 Building $241,715
2021	$6,566.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 918 Decker Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 918 Decker Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 90% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FATE serves 29,285 people · EPA ID TX1990006
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Feb 2025
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 389 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Optimum Fiber · Cable	940 / 940
Verizon Fixed Wireless	300 / 20

May also be available: Nextlink, Peoples Communications, Wi-Five Broadband.

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