914 Decker Dr, Fate (Royse City), TX 75189 Property Records

Rockwall County property record for 914 Decker Dr, Fate, TX 75189

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 2,336 sqft · built 2018
Lot Size	0.126 acres (5,502 sqft)
Owner	2 Individual Names on Record
Last Sale	$347,130 (Jul 2026)
Tax Bill	$8,293 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Mar 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R98371`

Property Details

APN / Parcel Number

Primary APN	`R98371`
Alternative APNs	`S5367-000T-0004-00-0R` `98371`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,336 sqft Living Area
Gross Area	2,881 sqft
1st Floor Area	2,336 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	5,502 sqft (0.126 acres)
Garage Type	Attached
Garage Area	437 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	108 sqft
Patio Area	25 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric

Location & Zoning

Street Address	914 DECKER DR
City	FATE
State	TX
Zip	75189-4757
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WOODCREEK PHASE 6F, BLOCK T, LOT 4
Legal Subdivision	WOODCREEK PHASE 6F
Legal Phase	6F
Legal Tract	4
Legal Block	T
Legal Lot Number	4
Jurisdiction	ROCKWALL TX
Township / Civil Division	NORTHEAST ROCKWALL
Census Block Group	1
Census Block	1016
Census Tract	40405

Owner

Source: Rockwall County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	914 DECKER DR, FATE, TX 75189-4757
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2026	Deed, Transfer · Conventional Mortgage HOMEXPRESS MORTGAGE CORPORATION
Mar 27, 2019	Vendor's Lien, Subdivision Related Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 8, 2026 · Amount on Record
Deed Sale	Jul 8, 2026 · Amount on Record
Prior Sale	Mar 27, 2019 · Amount on Record
Deed Document Number	202612954
Record Updated	Sep 20, 2026

July 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	ROCKWALL TX
Recording Date	Jul 8, 2026
Property Address	914 DECKER DR, FATE, TX 75189-4757
Document Number	0000012954
Instrument Date	Jul 2, 2026
Instrument	202612954
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	ALLEGIANCE, ALLEGIANCE TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	914 DECKER DR, FATE, TX 75189-4757

Mortgage

Document Number	0000012955,
Date	Jul 8, 2026
Instrument	202612955

Lender

Name	HOMEXPRESS MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

March 2019: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	ROCKWALL TX
Recording Date	Mar 27, 2019
Property Address	914 DECKER DR, FATE, TX 75189-4757
Document Number	0000004279
Map Reference	CAB J SL 391-393
Instrument Date	Mar 27, 2019
Instrument	20190000004279
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 21, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	914 DECKER DR, FATE, TX 75189-4757

Mortgage

Document Number	0000004280
Date	Mar 27, 2019
Instrument	20190000004280

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2049

Tax Assessment & Valuation

Source: Rockwall County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Fate City
County	Rockwall County
Unified School District	Royse City Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$312,245 (-6.93%) Land $78,400 Building $233,845	$312,245 (-6.93%) Land $78,400 Building $233,845
2025	$8,293.00 (-3.4%)	$335,492 (-6.42%) Land $93,100 Building $242,392	$335,492 (-6.42%) Land $93,100 Building $242,392
2024	$8,585.00 (-4.12%)
2023	$8,954.00 (+25.3%)	$358,518 Land $117,600 Building $240,918	$358,518 Land $117,600 Building $240,918
2021	$7,146.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 90% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FATE serves 29,285 people · EPA ID TX1990006
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Feb 2025
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 389 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Optimum Fiber · Cable	940 / 940
Verizon Fixed Wireless	300 / 20

May also be available: Nextlink, Peoples Communications, Wi-Five Broadband.

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