McLennan County property record for 918 Cumberland St, Mc Gregor, TX 76657
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,020 sqft · built 2023 |
| Lot Size | 0.188 acres (8,190 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $126,015 (Dec 2024) |
| Tax Bill | $8,608 (2025) |
| Deeds & Mortgages | Jun 2026 Line of Credit Sep 2019 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 34-510000-000115-0 |
| Primary APN | 34-510000-000115-0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,020 sqft Living Area |
| Gross Area | 2,461 sqft |
| 1st Floor Area | 2,020 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Roof Material | Composition Shingle |
| Lot Area | 8,190 sqft (0.188 acres) |
| Lot Dimensions | 126 ft deep x 65 ft wide |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 918 CUMBERLAND ST |
|---|---|
| City | MCGREGOR |
| State | TX |
| Zip | 76657-3432 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | THE PARKS PH 1 LOT 15 BLOCK 1 ACRES .188 |
| Legal Subdivision | THE PARKS PH 1 |
| Legal Block | 1 |
| Legal Lot Number | 15 |
| Jurisdiction | MCLENNAN TX |
| Township / Civil Division | MCGREGOR |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 3901 |
918 Cumberland St is owned and occupied by two individuals who bought it in December 2024.
Source: McLennan County records, as of August 24, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 918 CUMBERLAND ST, MCGREGOR, TX 76657-3432 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 1, 2026 | Deed of Trust, Mortgage · Line of Credit LOANDEPOT.COM LLC |
| Sep 18, 2019 | Warranty Deed, Transfer FIRST TITLE COMPANY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 13, 2024 · Amount on File |
| Deed Sale | Dec 13, 2024 · Amount on File |
| Deed Document Number | 202445276 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Recording Date | Jun 1, 2026 |
| Property Address | 918 CUMBERLAND ST, MCGREGOR, TX 76657-3432 |
| Document Number | 0000017361 |
| Instrument Date | May 26, 2026 |
| Instrument | 202617361 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 918 CUMBERLAND ST, MCGREGOR, TX 76657-3432 |
| Investor | Possibly a Property Investor |
| Document Number | 0000017361, |
|---|---|
| Date | Jun 1, 2026 |
| Instrument | 202617361 |
| Name | LOANDEPOT.COM LLC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Recording Date | Sep 18, 2019 |
| Property Address | 918 CUMBERLAND ST, MC GREGOR, TX 76657-3432 |
| Document Number | 0000031357 |
| Instrument Date | Sep 17, 2019 |
| Instrument | 31357 |
| Transaction Type | Transfer |
| Record Updated | Oct 15, 2019 |
| Title Company | FIRST TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 922 FRANKLIN AVE WACO TX 767011906, WACO, TX 76701-1906 |
The 2025 property tax bill for 918 Cumberland St was $8,608.
Source: McLennan County assessment roll, as of August 24, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | McLennan County |
| Municipality | McGregor City |
| Unified School District | McGregor Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $349,000 (-8.57%) Land $58,477 Building $290,523 | $349,000 (-8.57%) Land $58,477 Building $290,523 | |
| 2025 | $8,608.00 | $381,720 Land $53,150 Building $328,570 | $381,720 Land $53,150 Building $328,570 |
| 2023 | $53,150 Land $53,150 | $53,150 Land $53,150 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 918 Cumberland St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 918 Cumberland St is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 91% of Texas |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CENTRAL BOSQUE WSC serves 879 people · EPA ID TX1550061 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jan 2026 |
| Lead | 6 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Astound Broadband Fiber | 1,500 / 1,500 |
| Spectrum Fiber | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
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