McLennan County property record for 913 Cumberland St, Mc Gregor, TX 76657
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,234 sqft · built 2021 |
| Lot Size | 0.209 acres (9,100 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $501,483 (Nov 2021) |
| Tax Bill | $5,082 (2025) |
| Deeds & Mortgages | Jan 2024 Second Mortgage Nov 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 34-510000-000126-0 |
| Primary APN | 34-510000-000126-0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,234 sqft Living Area |
| Gross Area | 2,634 sqft |
| 1st Floor Area | 2,234 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Brick Veneer |
| Roof Material | Composition Shingle |
| Lot Area | 9,100 sqft (0.209 acres) |
| Lot Dimensions | 140 ft deep x 65 ft wide |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Storage Building | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 913 CUMBERLAND ST |
|---|---|
| City | MCGREGOR |
| State | TX |
| Zip | 76657-3432 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | THE PARKS PH 1 LOT 26 BLOCK 1 ACRES .2089 |
| Legal Subdivision | THE PARKS PH 1 |
| Legal Block | 1 |
| Legal Lot Number | 26 |
| Jurisdiction | MCLENNAN TX |
| Township / Civil Division | MCGREGOR |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 3901 |
913 Cumberland St is owned and occupied by two individuals who bought it in November 2021.
Source: McLennan County records, as of August 24, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 913 CUMBERLAND ST, MCGREGOR, TX 76657-3432 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 29, 2024 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage TEXELL CU |
| Nov 10, 2021 | Vendor's Lien, Transfer · Conventional Mortgage GUARANTEED RATE INC |
| Apr 28, 2021 | Vendor's Lien, Subdivision Related Transfer · FHA Mortgage TRINITY OAKS MORTGAGE LLC |
| Sep 9, 2020 | Deed of Trust, Mortgage BANK OZK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 10, 2021 · Amount on File |
| Deed Sale | Nov 10, 2021 · Amount on File |
| Prior Sale | Apr 28, 2021 · Amount on File |
| Deed Document Number | 202145935 |
| Prior Transfer Date | Aug 26, 2021 |
| Prior Transfer Doc | 0000036696 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Property Address | 913 CUMBERLAND ST, MCGREGOR, TX 76657-3432 |
| Transaction Type | Mortgage |
| Record Updated | Feb 13, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0000002737 |
|---|---|
| Date | Jan 29, 2024 |
| Instrument | 2024002737 |
| Name | TEXELL CU |
|---|---|
| Type | Credit Union |
| Address | TEMPLE, TX 76501 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jan 15, 2039 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Recording Date | Nov 10, 2021 |
| Property Address | 913 CUMBERLAND ST, MC GREGOR, TX 76657-3432 |
| Document Number | 0000045935 |
| Instrument Date | Nov 5, 2021 |
| Instrument | 2021045935 |
| Transaction Type | Transfer |
| Record Updated | Aug 29, 2023 |
| Title Company | NOT AVAILABLE, AGT |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 913 CUMBERLAND ST, MC GREGOR, TX 76657-3432 |
| Document Number | 0000045936 |
|---|---|
| Date | Nov 10, 2021 |
| Instrument | 2021045936 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Recording Date | Apr 28, 2021 |
| Property Address | 913 CUMBERLAND ST, MC GREGOR, TX 76657-3432 |
| Document Number | 0000016122 |
| Instrument Date | Apr 26, 2021 |
| Instrument | 2021016122 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 29, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 913 CUMBERLAND ST, MC GREGOR, TX 76657-3432 |
| Document Number | 0000016123 |
|---|---|
| Date | Apr 28, 2021 |
| Instrument | 2021016123 |
| Name | TRINITY OAKS MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Property Address | 913 CUMBERLAND ST, MC GREGOR, TX 76657-3432 |
| Document Number | 0000032108 |
| Instrument Date | Sep 9, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 28, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 421 CENTURY WAY #100 RED OAK TX 751544441, 100, RED OAK, TX 75154-4441 |
| Investor | Possibly a Property Investor |
| Document Number | 0000032108 |
|---|---|
| Date | Sep 11, 2020 |
| Instrument | 32108 |
| Name | BANK OZK |
|---|---|
| Address | FRISCO, TX 75034 |
| Amount | Amount on Record |
|---|
The 2025 property tax bill for 913 Cumberland St was $5,082 with exemptions applied, down 17.7% from the year before.
Source: McLennan County assessment roll, as of August 24, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | McLennan County |
| Municipality | McGregor City |
| Unified School District | McGregor Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $398,878 (-1.04%) Land $63,063 Building $335,815 | $398,878 (-1.04%) Land $63,063 Building $335,815 | |
| 2025 | $5,082.00 (-17.66%) Homeowner's exemption Senior Citizen's exemption | $403,060 Land $57,420 Building $345,640 | $403,060 Land $57,420 Building $345,640 |
| 2024 | $6,172.00 | ||
| 2023 | $444,190 Land $57,420 Building $386,770 | $444,190 Land $57,420 Building $386,770 | |
| 2022 | $6,522.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 913 Cumberland St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 913 Cumberland St is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 91% of Texas |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Astound Broadband Fiber | 1,500 / 1,500 |
| Spectrum Fiber | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
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