Dallas County property record for 918 Cottage St, Adel, IA 50003
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,400 sqft · built 2024 |
| Lot Size | 0.193 acres (8,448 sqft) |
| Owner | Individual Name on File |
| Last Sale | $55,000 (Sep 2022) |
| Tax Bill | $290 (2024) |
| Deeds & Mortgages | Mar 2024 Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 000001132132004 |
| Primary APN | 000001132132004 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,400 sqft Living Area |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2024 |
|---|---|
| Architectural Style | Ranch |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,448 sqft (0.193 acres) |
| Lot Dimensions | 132 ft deep x 64 ft wide |
| Garage Type | Attached |
| Garage Area | 630 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Patio Area | 192 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Street Address | 918 COTTAGE ST |
|---|---|
| City | ADEL |
| State | IA |
| Zip | 50003-2034 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GREENE ADD LOT 5 BLK 8 |
| Legal Range | 27 |
| Legal Township | 79 |
| Legal Section | 32 |
| Legal Subdivision | GREENE ADD |
| Legal Block | 8 |
| Legal Lot Number | 5 |
| Jurisdiction | DALLAS IA |
| Township / Civil Division | ADEL |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 50700 |
918 Cottage St is owned and occupied by an individual who bought it in September 2022.
Source: Dallas County records, as of October 8, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 918 COTTAGE ST, ADEL, IA 50003-2034 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 28, 2022 · Amount on File |
| Deed Sale | Sep 28, 2022 · Amount on File |
| Deed Document Number | 0202220860 |
| Deed Book / Page | 2022 / 20860 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DALLAS IA |
| Property Address | 918 COTTAGE ST, ADEL, IA 50003-2034 |
| Transaction Type | Mortgage |
| Record Updated | Mar 22, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0202403309 |
|---|---|
| Date | Mar 12, 2024 |
| Instrument | 2024-03309 |
| Name | DUPACO COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | DUBUQUE, IA 52002 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 369 Months |
| Due | Dec 1, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.62% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Dec 1, 2025 |
| Change Frequency | Annually |
| Min Rate At Change | 4.62% |
| Max Rate At Change | 8.62% |
| Index | 1-Year CMT |
| Max Rate | 12.6% |
Source: Dallas County assessment roll, as of May 1, 2025
| Type | Name |
|---|---|
| State | Iowa |
| Municipality | Adel City |
| County | Dallas County |
| Unified School District | Adel-De Soto-Minburn Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $240,890 Land $22,400 Building $218,490 | $240,890 Land $22,400 Building $218,490 | |
| 2024 | $290.00 | ||
| 2023 | $16,800 Land $16,800 | $16,800 Land $16,800 | |
| 2022 | $224.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 918 Cottage St in Zone X, an area of minimal flood risk, though there have been 13 flood claims nearby since 1991.
Source: FEMA National Flood Hazard Layer, effective June 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 13 (1991–2010) |
| Claims Outside the SFHA | 5 of 13 |
| Most Recent Claim | Aug 2010 · Severe Storms, Flooding, And Tornadoes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 918 Cottage St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 91% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ADEL MUNICIPAL WATER WORKS serves 6,461 people · EPA ID IA2503003 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2024 |
| Also Mapped Here | XENIA RWD (DES MOINES) |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 441 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: CenturyLink, Verizon.
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