816 Cottage St, Adel, IA 50003 Property Records

Dallas County property record for 816 Cottage St, Adel, IA 50003

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 900 sqft · built 1973
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on File
Last Sale	$145,000 (Dec 2022)
Tax Bill	$2,256 (2024)
Deeds & Mortgages	Sep 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`000001132133005`

Property Details

APN / Parcel Number

Primary APN	`000001132133005`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	900 sqft Living Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1973
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Wood Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	132 ft deep x 66 ft wide
Garage Type	Detached
Garage Area	912 sqft
Parking Spaces	3 Parking Spaces
Deck Area	140 sqft
Patio Area	140 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating Fuel	Electric
Sewer	Septic

Location & Zoning

Street Address	816 COTTAGE ST
City	ADEL
State	IA
Zip	50003-2032
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GREENE ADD LOT 6 BLK 9
Legal Range	27
Legal Township	79
Legal Section	32
Legal Subdivision	GREENE ADD
Legal Block	9
Legal Lot Number	6
Jurisdiction	DALLAS IA
Township / Civil Division	ADEL
Census Block Group	1
Census Block	1007
Census Tract	50700

Owner

816 Cottage St is owned and occupied by two individuals who bought it in December 2022.

Source: Dallas County records, as of October 8, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	816 COTTAGE ST, ADEL, IA 50003-2032
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 30, 2022 · Amount on File
Deed Sale	Dec 30, 2022 · Amount on File
Prior Sale	Jul 20, 2022
Deed Document Number	0202225755
Deed Book / Page	2022 / 25755
Record Updated	Jun 8, 2026

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DALLAS IA
Recording Date	Sep 20, 2017
Property Address	816 COTTAGE ST, ADEL, IA 50003-2032
Document Number	0000018597
Instrument Date	Sep 13, 2017
Instrument	18597
Transaction Type	Transfer
Record Updated	Oct 2, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$180.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	816 COTTAGE ST ADEL IA 500032032, ADEL, IA 50003-2032

Mortgage

Document Number	18599
Date	Sep 20, 2017
Instrument	18599

Lender

Name	HOMESERVICES LNDG
Address	WEST DES MOINES, IA 50266

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Sep 19, 2047

Tax Assessment & Valuation

Source: Dallas County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
Municipality	Adel City
County	Dallas County
Unified School District	Adel-De Soto-Minburn Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$138,960 Land $28,050 Building $110,910	$138,960 Land $28,050 Building $110,910
2024	$2,256.00
2023		$130,720 Land $23,100 Building $107,620	$130,720 Land $23,100 Building $107,620
2022	$2,134.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 816 Cottage St in Zone X, an area of minimal flood risk, though there have been 13 flood claims nearby since 1991.

Source: FEMA National Flood Hazard Layer, effective June 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	13 (1991–2010)
Claims Outside the SFHA	5 of 13
Most Recent Claim	Aug 2010 · Severe Storms, Flooding, And Tornadoes
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jun 2008 · 5 claims Severe Storms & Flooding, Jul 1993 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 816 Cottage St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ADEL MUNICIPAL WATER WORKS serves 6,461 people · EPA ID IA2503003
Water Source	Groundwater
Last State Inspection	Feb 2024
Also Mapped Here	XENIA RWD (DES MOINES)
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 276 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink, Verizon.

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