9173 Field Rd, Clay (Algonac), MI 48001 Property Records

St. Clair County property record for 9173 Field Rd, Clay, MI 48001

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,560 sqft · built 1969
Lot Size	0.33 acres (14,375 sqft)
Owner	Individual Name on Record
Last Sale	$102,400 (Apr 2015)
Tax Bill	$2,358 (2024)
Deeds & Mortgages	Jul 2022 Mortgage Nov 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`74-14-541-0107-000`

Property Details

APN / Parcel Number

Primary APN	`74-14-541-0107-000`

Interior

Full Baths	2 Baths
Half Baths	1 Half Bath
Building Area	1,560 sqft Living Area

Exterior

Year Built	Built 1969
Lot Area	14,375 sqft (0.33 acres)
Lot Dimensions	126 ft deep x 90 ft wide
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	74145410107000
Street Address	9173 FIELD RD
City	CLAY
State	MI
Zip	48001-4445
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	S 159.56' MEAS ON W LOT LINE OF W 1/2 OF LOT 1303 EXC W 96' & EXC E 106.5' MEAS ON S LINE. SUP ROY T GILBERTS PLAT NO 17 SEC
Legal Range	16E
Legal Township	02N
Legal Section	04
Legal Subdivision	SUPRVRS ROY T GILBERTS 17-CLAY
Legal Lot Number	1303
Legal Unit	1303
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	CLAY
Census Block Group	3
Census Block	3009
Census Tract	646000

Owner

Source: St. Clair County records, as of October 6, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	9173 FIELD RD, CLAY, MI 48001-4445
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2022	Deed of Trust, Mortgage · FHA Mortgage UNIVERSITY LENDING GROUP LLC
Nov 30, 2020	Deed of Trust, Mortgage · FHA Mortgage UNIVERSITY LENDING GROUP LLC
Jul 3, 2017	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 22, 2015 · Amount on Record
Deed Sale	Apr 22, 2015 · Amount on Record
Prior Sale	Sep 12, 2014 · Amount on Record
Deed Document Number	2015009846
Deed Book / Page	4597 / 571
Record Updated	Jun 8, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	9173 FIELD RD, CLAY, MI 48001-4445
Transaction Type	Mortgage
Record Updated	Jul 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9173 FIELD RD, CLAY, MI 48001-4445

Mortgage

Document Number	0005538664
Date	Jul 1, 2022
Book Page	5538/664
Instrument	2022016051

Lender

Name	UNIVERSITY LENDING GROUP LLC
Type	Mortgage Company
Address	SOUTHFIELD, MI 48034

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2052

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	9173 FIELD RD, CLAY, MI 48001-4445
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9173 FIELD RD, CLAY, MI 48001-4445

Mortgage

Document Number	0052800203
Date	Nov 30, 2020
Book Page	5280/203
Instrument	2020030217

Lender

Name	UNIVERSITY LENDING GROUP LLC
Type	Mortgage Company
Address	SOUTHFIELD, MI 48034

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	9173 FIELD RD, CLAY, MI 48001-4445
Document Number	0048490382
Book / Page	004849 / 000382
Instrument Date	Jul 3, 2017
Transaction Type	Mortgage
Record Updated	Aug 18, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	9173 FIELD RD CLAY MI 480014445, CLAY, MI 48001-4445

Mortgage

Document Number	0048490382
Date	Jul 14, 2017
Book Page	004849/000382

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 13, 2047

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Clay Township
Unified School District	Algonac Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$93,900 (+18.41%)
2024	$2,358.00 (+8.02%)		$187,800 (+18.41%)
2023		$79,300
2022	$2,183.00		$158,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	12 (1985–1995)
Claims Outside the SFHA	10 of 12
Most Recent Claim	Aug 1995 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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