9174 Regency Woods Dr, Willoughby, OH 44094 Property Records

Lake County property record for 9174 Regency Woods Dr, Willoughby, OH 44094

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,920 sqft · built 1990
Lot Size	2.83 acres (123,710 sqft)
Owner	Trust Name on File
Tax Bill	$16,391 (2023)
Deeds & Mortgages	Dec 2017 Line of Credit Jun 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`20-A-007-A-00-116-0`

Property Details

APN / Parcel Number

Primary APN	`20-A-007-A-00-116-0`
Alternative APN	`A 26`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,920 sqft Living Area
Gross Area	4,302 sqft
1st Floor Area	728 sqft
Attic Area	448 sqft
Basement Area	934 sqft
Unfinished Basement	934 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	123,710 sqft (2.83 acres)
Terrain	Above Road/Slope
Garage Area	690 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Enclosed Porch
Porch Area	244 sqft
Deck Area	338 sqft
Patio Area	338 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	A 26
Street Address	9174 REGENCY WOODS DR
City	WILLOUGHBY
State	OH
Zip	44094-9381
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	LOT 46, 47, 48 & 49 TRACT 1 LOT 18, 19, 20 & 21 TRACT 2
Legal Subdivision	REGENCY WOODS SUBDIVISION
Legal Tract	1
Legal Lot Number	128
Jurisdiction	LAKE OH
Township / Civil Division	KIRTLAND
Census Block Group	3
Census Block	3022
Census Tract	203700

Owner

9174 Regency Woods Dr is owner-occupied and held in a trust since June 2021.

Source: Lake County records, as of April 25, 2024

Owner of Record	Trust Name on File
Co-owner	2 Co-owners on File
Mailing Address	9174 REGENCY WOODS DR, KIRTLAND, OH 44094-9381
Occupancy	Owner Occupied
Owner Type	Company, Secondary Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2017	Deed of Trust, Mortgage · Line of Credit DOLLAR BANK FSB
Jun 3, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Transfer Date	Jun 3, 2021
Transfer Doc	0000019039
Record Updated	Jun 7, 2026

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE OH
Property Address	9174 REGENCY WOODS DR, WILLOUGHBY, OH 44094-9381
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000034267
Date	Dec 15, 2017
Instrument	2017R034267

Lender

Name	DOLLAR BANK FSB
Type	Bank
Address	PITTSBURGH, PA 15222

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAKE OH
Recording Date	Jun 3, 2021
Property Address	9174 REGENCY WOODS DR, WILLOUGHBY, OH 44094-9381
Document Number	0000019039
Map Reference	VOL 13 PG 23
Instrument Date	Oct 19, 2020
Instrument	2021R019039
Transaction Type	Transfer
Record Updated	Apr 26, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	9174 REGENCY WOODS DR, WILLOUGHBY, OH 44094-9381

Tax Assessment & Valuation

Source: Lake County assessment roll, as of August 1, 2023

Property Jurisdictions

Type	Name
State	Ohio
County	Lake County
Municipality	Kirtland City
Unified School District	Kirtland Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$16,391.00 (+114.09%) Homeowner's exemption Senior Citizen's exemption	$156,530 (-) Land $51,180 Building $105,350
2022	$7,656.00 Homeowner's exemption Senior Citizen's exemption	$156,530 Land $51,180 Building $105,350
2021			$447,230 Land $146,240 Building $300,990

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9174 Regency Woods Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1989.

Source: FEMA National Flood Hazard Layer, effective December 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1989)
Most Recent Claim	May 1989 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9174 Regency Woods Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA OHIO - MENTOR private · serves 74,500 people · EPA ID OH4301511
Water Source	Surface water
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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