9172 W 103rd St, Saint John, IN 46373 Property Records

Lake County property record for 9172 W 103rd St, Saint John, IN 46373

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,784 sqft · built 2010
Lot Size	0.192 acres (8,400 sqft)
Owner	Individual Name on Record
Tax Bill	$4,510 (2024)
Deeds & Mortgages	Jul 2021 Mortgage May 2018 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`005-40-52-0132-0007`

Property Details

APN / Parcel Number

Primary APN	`005-40-52-0132-0007`
Alternative APN	`45-15-03-180-007.000-015`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,784 sqft Living Area
Basement Area	1,784 sqft
Finished Basement	900 sqft

Exterior

Year Built	Built 2010
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	8,400 sqft (0.192 acres)
Lot Dimensions	140 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	475 sqft
Parking Spaces	2 Parking Spaces
Pool Area	253 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	005-40-52-0132-0007
Street Address	9172 W 103RD ST
City	SAINT JOHN
State	IN
Zip	46373-8794
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	THE GATES OF ST. JOHN UNIT 6A TRACT 213 E.62FT OF W.186FT OF LOT B
Legal Subdivision	GATES OF ST. JOHN
Legal Tract	213
Legal Lot Number	B
Jurisdiction	LAKE IN
Township / Civil Division	HANOVER
Census Block Group	1
Census Block	1009
Census Tract	42904

Owner

Source: Lake County records, as of March 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	9172 W 103RD ST, SAINT JOHN, IN 46373-8794
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
May 2, 2018	Deed of Trust, Mortgage · Commercial Mortgage PEOPLES BANK SB
Nov 28, 2017	Deed of Trust, Mortgage · ARM AMERISAVE MORTGAGE CORP
May 10, 2021	Warranty Deed, Transfer · Conventional Mortgage NEIGHBORHOOD LOANS
May 10, 2017	Warranty Deed, Transfer · Conventional Mortgage AMERISAVE MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 10, 2021
Deed Sale	May 10, 2021
Prior Sale	May 10, 2017 · Amount on Record
Deed Document Number	2021-035946
Record Updated	Jun 8, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	9172 W 103RD ST, SAINT JOHN, IN 46373-8794
Transaction Type	Mortgage
Record Updated	Jun 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000048140
Date	Jul 20, 2021
Instrument	2021-048140

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Apr 1, 2051

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	9172 W 103RD ST, SAINT JOHN, IN 46373-8794
Transaction Type	Mortgage
Record Updated	Mar 31, 2022
Title Company	MERIDIAN TITLE CORP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000027124
Date	May 2, 2018
Instrument	2018 027124

Lender

Name	PEOPLES BANK SB
Type	Bank
Address	MUNSTER, IN 46321

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	239 Months
Due	Apr 14, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	9172 W 103RD ST, SAINT JOHN, IN 46373-8794
Transaction Type	Mortgage
Record Updated	Mar 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000079897
Date	Nov 28, 2017
Instrument	2017 079897

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Type Change Date	Dec 1, 2024
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.87%
Index	1-Year LIBOR
Max Rate	8.87%

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IN
Recording Date	May 10, 2021
Property Address	9172 W 103RD ST, SAINT JOHN, IN 46373-8794
Document Number	0000035946
Map Reference	MB 100 PG 97
Instrument Date	Apr 27, 2021
Instrument	2021-035946
Transaction Type	Transfer
Record Updated	Jun 9, 2023
Title Company	COMMUNITIES TITLE COMPANY, COMMUNITY TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9172 W 103RD ST, SAINT JOHN, IN 46373-8794

Mortgage

Document Number	0000035947
Date	May 10, 2021
Instrument	2021-035947

Lender

Name	NEIGHBORHOOD LOANS
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2051

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IN
Recording Date	May 10, 2017
Property Address	9172 W 103RD ST, SAINT JOHN, IN 46373-8794
Document Number	0000028355
Map Reference	MB100 PG97
Instrument Date	May 3, 2017
Instrument	2017 028355
Transaction Type	Transfer
Record Updated	Mar 31, 2022
Title Company	COMMUNITY TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9172 W 103RD ST, SAINT JOHN, IN 46373-8794

Mortgage

Document Number	0000028356
Date	May 10, 2017
Instrument	2017 028356

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	Hanover Township
Municipality	St. John Town
Unified School District	Hanover Community School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$427,800 (+8.55%) Land $63,600 Building $364,200	$427,800 (+8.55%) Land $63,600 Building $364,200
2024	$4,510.00 (+11.44%)
2023		$394,100 (+17.12%) Land $57,600 Building $336,500	$394,100 (+17.12%) Land $57,600 Building $336,500
2022	$4,047.00	$336,500 Land $52,400 Building $284,100	$336,500 Land $52,400 Building $284,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2026)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2026 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. JOHN MUNICIPAL WATER UTILITY serves 25,700 people · EPA ID IN5245043
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 186 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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