9163 W 103rd St, Saint John, IN 46373 Property Records

Lake County property record for 9163 W 103rd St, Saint John, IN 46373

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,090 sqft · built 2014
Lot Size	0.209 acres (9,100 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,934 (2024)
Deeds & Mortgages	Jul 2026 Sale Jun 2023 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`005-40-52-0132-0030`

Property Details

APN / Parcel Number

Primary APN	`005-40-52-0132-0030`
Alternative APN	`45-15-03-181-007.000-015`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	2,090 sqft Living Area
Gross Area	3,370 sqft
1st Floor Area	2,090 sqft
Basement Area	800 sqft

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	9,100 sqft (0.209 acres)
Lot Dimensions	140 ft deep x 65 ft wide
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	9163 W 103RD ST
City	SAINT JOHN
State	IN
Zip	46373-8794
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	THE GATES OF ST. JOHN UNIT 6A TRACT 236 W.62.0FT OF E.124.0FT OF LOT I
Legal Subdivision	THE GATES OF ST. JOHN UNIT 6
Legal Tract	236
Legal Lot Number	I
Jurisdiction	LAKE IN
Township / Civil Division	HANOVER
Census Block Group	1
Census Block	1015
Census Tract	42904

Owner

Source: Lake County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	9163 W 103RD ST, SAINT JOHN, IN 46373-8794
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2026	Warranty Deed, Transfer COMMUNITY TITLE, COMMUNITY TITLE COMPANY
Jun 30, 2023	Transfer on Death Deed, Transfer
Mar 16, 2022	Warranty Deed, Transfer · Conventional Mortgage CITY NATIONAL BANK
Jul 14, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage CENTIER BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 6, 2026
Deed Sale	Jul 6, 2026
Prior Sale	Mar 16, 2022 · Amount on Record
Deed Document Number	2026528136
Prior Transfer Date	Jun 28, 2023
Prior Transfer Doc	0000020559
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IN
Recording Date	Jul 6, 2026
Property Address	9163 W 103RD ST, SAINT JOHN, IN 46373-8794
Document Number	0000528136
Instrument Date	Jun 29, 2026
Instrument	2026528136
Transaction Type	Transfer
Record Updated	Jul 14, 2026
Title Company	COMMUNITY TITLE, COMMUNITY TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9163 W 103RD ST, SAINT JOHN, IN 46373-8794

June 2023: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	LAKE IN
Recording Date	Jun 30, 2023
Property Address	9163 W 103RD ST, SAINT JOHN, IN 46373-8794
Document Number	0000020559
Map Reference	MB 100PG 97
Instrument Date	Jun 28, 2023
Instrument	2023-520559
Transaction Type	Transfer
Record Updated	Aug 15, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9163 W 103RD ST, SAINT JOHN, IN 46373-8794

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IN
Recording Date	Mar 16, 2022
Property Address	9163 W 103RD ST, SAINT JOHN, IN 46373-8794
Document Number	0000011232
Map Reference	MB 100 PG 97
Instrument Date	Mar 10, 2022
Instrument	2022-511232
Transaction Type	Transfer
Record Updated	May 22, 2023
Title Company	CHICAGO TITLE COMPANY/CA, CHICAGO TITLE COMPANY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9163 W 103RD ST, SAINT JOHN, IN 46373-8794

Mortgage

Document Number	0000011233
Date	Mar 16, 2022
Instrument	2022-511233

Lender

Name	CITY NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

July 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAKE IN
Recording Date	Jul 14, 2020
Property Address	9163 W 103RD ST, SAINT JOHN, IN 46373-8794
Document Number	0000044212
Map Reference	MB 100 PG 97
Instrument Date	Jul 2, 2020
Instrument	2020 044212
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9163 W 103RD ST, SAINT JOHN, IN 46373-8794

Mortgage

Document Number	0000044213
Date	Jul 14, 2020
Instrument	2020 044213

Lender

Name	CENTIER BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

Source: Lake County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	Hanover Township
Municipality	St. John Town
Unified School District	Hanover Community School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$383,700 (+7.57%) Land $67,600 Building $316,100	$383,700 (+7.57%) Land $67,600 Building $316,100
2024	$3,934.00 (-26.32%)
2023		$356,700 (+15.25%) Land $62,400 Building $294,300	$356,700 (+15.25%) Land $62,400 Building $294,300
2022	$5,339.00 (+39.65%)	$309,500 Land $56,800 Building $252,700	$309,500 Land $56,800 Building $252,700
2021	$3,823.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2026)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2026 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. JOHN MUNICIPAL WATER UTILITY serves 25,700 people · EPA ID IN5245043
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 186 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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