9172 Froude Ave, Surfside (Miami Beach), FL 33154 Property Records

Miami-Dade County property record for 9172 Froude Ave, Surfside, FL 33154

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 2,159 sqft · built 1950
Lot Size	0.129 acres (5,600 sqft)
Owner	2 Individual Names on Record
Last Sale	$685,000 (Jul 2018)
Tax Bill	$12,487 (2025)
Deeds & Mortgages	Aug 2023 Line of Credit Feb 2020 Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`14-2235-001-2690`

Property Details

APN / Parcel Number

Primary APN	`14-2235-001-2690`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	2,159 sqft Living Area
1st Floor Area	2,159 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Exterior Material	Concrete Block/Hollow Tile/Frame
Construction Type	Concrete Block
Lot Area	5,600 sqft (0.129 acres)
Lot Dimensions	112 ft deep x 50 ft wide
Patio Area	360 sqft

Location & Zoning

Street Address	9172 FROUDE AVE
City	SURFSIDE
State	FL
Zip	33154-3116
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	0800
Legal Description	ALTOS DEL MAR NO 4PB 10-63 LOT 7 BLK 18 LOT SIZE 50.000 X 112 OR 21605-2396 08 2003 1
Legal Range	42E
Legal Township	52S
Legal Section	35
Legal Subdivision	ALTOS DEL MAR NO 4
Legal Block	18
Legal Lot Number	7
Jurisdiction	DADE FL
Township / Civil Division	MIAMI BEACH
Census Block Group	3
Census Block	3008
Census Tract	3804

Owner

Source: Miami-Dade County records, as of October 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	9172 FROUDE AVE, SURFSIDE, FL 33154-3116
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2023	Deed of Trust, Mortgage · Line of Credit POPULAR BANK
Feb 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Feb 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage ALLIANT CU
Jul 5, 2018	Warranty Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 5, 2018 · Amount on Record
Deed Sale	Jul 5, 2018 · Amount on Record
Prior Sale	Sep 11, 2012 · Amount on Record
Deed Document Number	2018402237
Deed Book / Page	31046 / 1085
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DADE FL
Property Address	9172 FROUDE AVE, SURFSIDE, FL 33154-3116
Transaction Type	Mortgage
Record Updated	Aug 22, 2023
Title Company	TITLE365 - OMAHA, TITLE365 OMAHA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9172 FROUDE AVE, SURFSIDE, FL 33154-3116

Mortgage

Document Number	0000539286
Date	Aug 3, 2023
Book Page	33822/28
Instrument	2023R0539286

Lender

Name	POPULAR BANK
Type	Bank
Address	HIALEAH, FL 33016

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Jul 22, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DADE FL
Property Address	9172 FROUDE AVE, SURFSIDE, FL 33154-3116
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000112164
Date	Feb 19, 2020
Book Page	31821/4673
Instrument	2020R0112164

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DADE FL
Property Address	9172 FROUDE AVE, SURFSIDE, FL 33154-3116
Document Number	0000112165
Instrument Date	Feb 4, 2020
Transaction Type	Mortgage
Record Updated	Mar 11, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	9172 FROUDE AVE SURFSIDE FL 331543116, SURFSIDE, FL 33154-3116

Mortgage

Document Number	0000112165
Date	Feb 19, 2020
Book Page	031821/004686
Instrument	112165

Lender

Name	ALLIANT CU
Type	Credit Union
Address	CHICAGO, IL 60666

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DADE FL
Recording Date	Jul 5, 2018
Property Address	9172 FROUDE AVE, SURFSIDE, FL 33154-3116
Document Number	0000402237
Book / Page	31046 / 1085
Map Reference	MB 10 PG 63
Instrument Date	Jun 28, 2018
Instrument	2018R0402237
Transaction Type	Transfer
Record Updated	Feb 1, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,110.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8727 CARLYLE AVE, 8727, SURFSIDE, FL 33154-3352

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9172 FROUDE AVE, SURFSIDE, FL 33154-3116

Mortgage

Document Number	0000402238
Date	Jul 5, 2018
Instrument	2018R0402238

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2048

Mortgage

Document Number	0000402240
Date	Jul 5, 2018
Book Page	31046/1103
Instrument	2018R0402240

Lender

Name	TCF NATIONAL BANK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	358 Months
Due	May 23, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Miami-Dade County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Miami-Dade County
Municipality	Surfside Town
Unified School District	Dade County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,487.00 (+4.42%) Homeowner's exemption	$612,136 (+5.99%)	$1,107,570 (+23.01%) Land $980,000 Building $127,570
2023	$11,959.00 (+2.46%) Homeowner's exemption	$577,559 (+3%)	$900,408 (+30.94%) Land $772,838 Building $127,570
2022	$11,672.00 Homeowner's exemption	$560,737	$687,658 Land $560,088 Building $127,570

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 178 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	601 units insured incl. 423 condo units
Nearby Flood Claims	79 (1979–2024)
Claims Outside the SFHA	3 of 79
Most Recent Claim	Jun 2024 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 13 claims Hurricane Irene, Oct 1999 · 11 claims Hurricane Andrew, Aug 1992 · 15 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF SURFSIDE serves 5,744 people · EPA ID FL4131424
Water Source	Purchased groundwater from MDWASA - MAIN SYSTEM
Last State Inspection	Dec 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Fiber	2,000 / 2,000
Breezeline Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Google Fiber, Hotwire Communications.

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