917 Upper Spencer Mountain Rd, Stanley, NC 28164 Property Records

Gaston County property record for 917 Upper Spencer Mountain Rd, Stanley, NC 28164

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,722 sqft · built 1920
Lot Size	5.27 acres (229,561 sqft)
Owner	2 Individual Names on Record
Last Sale	$440,000 (Jul 2022)
Tax Bill	$3,060 (2026)
Deeds & Mortgages	Jul 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`220181`

Property Details

APN / Parcel Number

Primary APN	`220181`
Alternative APNs	`1604754` `167540`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Plumbing Fixtures	3 Plumbing Fixtures
Total Rooms	11 Rooms
Stories	1 Story
Building Area	2,722 sqft Heated Area
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	229,561 sqft (5.27 acres)
Pool Area	512 sqft
Porch	Porch
Porch Area	814 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	917 UPPER SPENCER MOUNTAIN RD
City	STANLEY
State	NC
Zip	28164-1009
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	13 054 010 01 000
Jurisdiction	GASTON NC
Township / Civil Division	DALLAS
Census Block Group	1
Census Block	1001
Census Tract	33501

Owner

Source: Gaston County records, as of August 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	917 UPPER SPENCER MOUNTAIN RD, STANLEY, NC 28164-1009
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 27, 2022 · Amount on Record
Deed Sale	Jul 27, 2022 · Amount on Record
Prior Sale	Sep 22, 2011 · Amount on Record
Deed Book / Page	5353 / 2248
Record Updated	Oct 29, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GASTON NC
Recording Date	Jul 27, 2022
Property Address	917 UPPER SPENCER MOUNTAIN RD, STANLEY, NC 28164-1009
Document Number	0053532248
Book / Page	5353 / 2248
Instrument Date	Jul 27, 2022
Transaction Type	Transfer
Record Updated	Aug 29, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$880.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10370 SW 96TH LOOP, 10370, OCALA, FL 34481-4653

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	917 UPPER SPENCER MOUNTAIN RD, STANLEY, NC 28164-1009

Mortgage

Document Number	0053532251
Date	Jul 27, 2022
Instrument	5353/2251

Lender

Name	TRULIANT FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

Tax Assessment & Valuation

Source: Gaston County assessment roll, as of August 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Gaston County
Unified School District	Gaston County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,060.00 (+2.38%)	$428,590 (-0.37%) Land $57,200 Building $371,390
2023	$2,989.00	$430,200 Land $58,810 Building $371,390
2021			$273,580 Land $45,140 Building $228,440

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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