829 Upper Spencer Mountain Rd, Stanley, NC 28164 Property Records

Gaston County property record for 829 Upper Spencer Mountain Rd, Stanley, NC 28164

Property Summary

Property Type	Other
Details	2 bd · 2 ba · 1,548 sqft · built 1995
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,681 (2026)
Deeds & Mortgages	Jun 2026 Mortgage May 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`167466`

Property Details

APN / Parcel Number

Primary APN	`167466`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	3 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,548 sqft Heated Area
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Cape Cod
Exterior Material	Brick Veneer
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	217,800 sqft (5 acres)
Porch	Porch
Porch Area	162 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	829 UPPER SPENCER MOUNTAIN RD
City	STANLEY
State	NC
Zip	28164-1010
Property Category	Other
Property Type	Other > Miscellaneous
Local Zoning Code	R1H
Legal Description	13 054 001 01 000
Jurisdiction	GASTON NC
Township / Civil Division	DALLAS
Census Block Group	1
Census Block	1001
Census Tract	33501

Owner

Source: Gaston County records, as of August 31, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 684, STANLEY, NC 28164-0684
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 5, 2026	Warranty Deed, Transfer · Conventional Mortgage FIRST HORIZON BANK
May 13, 2021	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC
Jun 19, 2019	Deed of Trust, Mortgage · Conventional Mortgage CAPITAL BANK
Apr 25, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Aug 21, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 17, 1995
Deed Sale	Jul 17, 1995
Deed Book / Page	2469 / 729
Last Transfer Date	Jun 1, 2026
Transfer Doc	5645001811
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GASTON NC
Recording Date	Jun 5, 2026
Property Address	829 UPPER SPENCER MOUNTAIN RD, STANLEY, NC 28164-1010
Document Number	5645001811
Book / Page	5645 / 1811
Instrument Date	Jun 1, 2026
Transaction Type	Transfer
Record Updated	Aug 5, 2026
Title Company	INVESTORS LAND TITLE, INVESTORS TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	5645001814,
Date	Jun 5, 2026
Book Page	5645/1814

Lender

Name	FIRST HORIZON BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 1, 2041

Interest

Rate Type	Fixed Rate
Rate	5.58%
Initial Type	Fixed Rate
Max Rate	-1%

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GASTON NC
Property Address	829 UPPER SPENCER MOUNTAIN RD, STANLEY, NC 28164-1010
Transaction Type	Mortgage
Record Updated	Jul 15, 2021
Title Company	SERVICELINK EAST ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0052270791
Date	May 13, 2021
Book Page	5227/791

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Jun 1, 2031

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GASTON NC
Property Address	829 UPPER SPENCER MOUNTAIN RD, STANLEY, NC 28164-1010
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0050482103
Date	Jun 19, 2019
Book Page	5048/2103

Lender

Name	CAPITAL BANK
Type	Bank
Address	MEMPHIS, TN 38103

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2034

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GASTON NC
Recording Date	Apr 25, 2019
Property Address	829 UPPER SPENCER MOUNTAIN RD, STANLEY, NC 28164-1010
Document Number	0050371859
Book / Page	005037 / 001859
Instrument Date	Apr 25, 2019
Transaction Type	Transfer
Record Updated	May 13, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	PO BOX 743 STANLEY NC 281640743, STANLEY, NC 28164-0743

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GASTON NC
Recording Date	Aug 21, 2018
Property Address	829 UPPER SPENCER MOUNTAIN RD, STANLEY, NC 28164-1010
Document Number	0049951485
Book / Page	004995 / 001485
Instrument Date	Aug 20, 2018
Transaction Type	Transfer
Record Updated	Sep 10, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 743 STANLEY NC 281640743, STANLEY, NC 28164-0743

Tax Assessment & Valuation

Source: Gaston County assessment roll, as of August 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Gaston County
Unified School District	Gaston County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,681.00	$280,480 (-)
2025	$1,681.00 (+2.75%)	$280,480 (-) Land $41,350 Building $239,130
2023	$1,636.00	$280,480 Land $41,350 Building $239,130
2021			$178,340 Land $31,740 Building $146,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Upper Spencer Mountain Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures