917 Sarratt Dr, Shelby, NC 28152 Property Records

Cleveland County property record for 917 Sarratt Dr, Shelby, NC 28152

Property Summary

Property Type	Single Family Home
Details	1,803 sqft · built 1970
Lot Size	0.45 acres (19,600 sqft)
Owner	2 Individual Names on File
Last Sale	$227,500 (Nov 2021)
Tax Bill	$2,398 (2026)
Deeds & Mortgages	Nov 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`30039`

Property Details

APN / Parcel Number

Primary APN	`30039`
Alternative APN	`1343626`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,803 sqft Finished Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 2000
Exterior Material	Brick
Foundation Type	Footing
Lot Area	19,600 sqft (0.45 acres)
Lot Dimensions	196 ft deep x 100 ft wide
Garage Area	280 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	240 sqft
Storage Building	126 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Heat Pump

Location & Zoning

Account Number	1343626
Street Address	917 SARRATT DR
City	SHELBY
State	NC
Zip	28152-7015
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Description	#20PB11-30 OLDE FARM SEC
Legal Subdivision	OLDE FARM
Legal Block	1
Legal Lot Number	20
Jurisdiction	CLEVELAND NC
Township / Civil Division	CLEVELAND
Census Block Group	5
Census Block	5009
Census Tract	951200

Owner

917 Sarratt Dr is owned and occupied by two individuals who bought it in November 2021.

Source: Cleveland County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	917 SARRATT DR, SHELBY, NC 28152-7015
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 16, 2021 · Amount on File
Deed Sale	Nov 16, 2021 · Amount on File
Prior Sale	Oct 18, 2012 · Amount on File
Deed Document Number	2021200064317
Deed Book / Page	1857 / 1647
Prior Transfer Date	Sep 11, 2012
Prior Transfer Doc	0016440259
Record Updated	Oct 29, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND NC
Recording Date	Nov 16, 2021
Property Address	917 SARRATT DR, SHELBY, NC 28152-7015
Document Number	0018571647
Book / Page	1857 / 1647
Map Reference	MB 11 PG 30
Instrument Date	Nov 15, 2021
Instrument	200064317
Transaction Type	Transfer
Record Updated	Nov 26, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$455.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	209 RANLO AVE, 209, GASTONIA, NC 28054-0027

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	917 SARRATT DR, SHELBY, NC 28152-7015

Mortgage

Document Number	18571650
Date	Nov 16, 2021
Instrument	1857/1650

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 917 Sarratt Dr was $2,398, up 1.6% from the year before.

Source: Cleveland County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cleveland County
Municipality	Shelby City
Unified School District	Cleveland County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,398.00 (+1.61%)	$237,224 (-) Land $16,650 Building $220,574	$237,224 (-) Land $16,650 Building $220,574
2025	$2,360.00	$237,224 Land $16,650 Building $220,574	$237,224 Land $16,650 Building $220,574
2023		$125,793 Land $13,320 Building $112,473	$125,793 Land $13,320 Building $112,473

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 917 Sarratt Dr in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 2000.

Source: FEMA National Flood Hazard Layer, effective March 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	7 (2000–2024)
Claims Outside the SFHA	2 of 7
Most Recent Claim	Jan 2024 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 917 Sarratt Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SHELBY serves 23,600 people · EPA ID NC0123010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20