910 Sarratt Dr, Shelby, NC 28152 Property Records

Cleveland County property record for 910 Sarratt Dr, Shelby, NC 28152

Property Summary

Property TypeSingle Family Home
Details3,016 sqft · built 1971
Lot Size0.41 acres (17,900 sqft)
Owner2 Individual Names on File
Last Sale$187,000 (Dec 2020)
Tax Bill$2,792 (2026)
Deeds & MortgagesDec 2020 Sale & Mortgage
Jan 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN30062

Property Details

APN / Parcel Number

Primary APN30062
Alternative APN
  • 1335159

Interior

Plumbing Fixtures5 Plumbing Fixtures
Stories1 Story
Building Area3,016 sqft Finished Area
Basement Area3,016 sqft
Finished Basement1,508 sqft
Unfinished Basement1,508 sqft

Exterior

Year BuiltBuilt 1971
Effective Year BuiltEffective 2000
Exterior MaterialBrick
Foundation TypeFooting
Lot Area17,900 sqft (0.41 acres)
Lot Dimensions179 ft deep x 100 ft wide
Garage Area460 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area852 sqft
Deck Area288 sqft
Storage BuildingStorage Building

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHeat Pump

Location & Zoning

Account Number1335159
Street Address910 SARRATT DR
CitySHELBY
StateNC
Zip28152-7016
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR10
Legal Description#43 SARRATT DR PB11-30
Legal SubdivisionOLD FARM
Legal Block1
Legal Lot Number43
JurisdictionCLEVELAND NC
Township / Civil DivisionCLEVELAND
Census Block Group5
Census Block5005
Census Tract951200

Owner

910 Sarratt Dr is owned and occupied by two individuals who bought it in December 2020.

Source: Cleveland County records, as of September 23, 2026

Owner of Record2 Individual Names on File
Mailing Address910 SARRATT DR, SHELBY, NC 28152-7016
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 29, 2020Warranty Deed, Transfer · Conventional Mortgage
HOMESTAR FINANCIAL CORP
Jan 8, 2020Warranty Deed, Transfer · Conventional Mortgage
HOMESTAR FINANCIAL CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 29, 2020 · Amount on File
Deed SaleDec 29, 2020 · Amount on File
Prior SaleJan 8, 2020 · Amount on File
Deed Document Number202048716
Record UpdatedOct 29, 2026

December 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLEVELAND NC
Recording DateDec 29, 2020
Property Address910 SARRATT DR, SHELBY, NC 28152-7016
Document Number0018292131
Book / Page1829 / 2131
Map ReferenceMB 11 PG 30
Instrument DateDec 21, 2020
Instrument200048716
Transaction TypeTransfer
Record UpdatedAug 22, 2022

Transaction

AmountAmount on Record
Tax$374.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address311 YOUNGERS CT, 311, MAULDIN, SC 29662-3036

Transferred To (Grantee/Buyer)

NameVerified Name
Address910 SARRATT DR, SHELBY, NC 28152-7016

Mortgage

Document Number0018292134
DateDec 29, 2020
Instrument1829/2134
Lender
NameHOMESTAR FINANCIAL CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2051

January 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLEVELAND NC
Recording DateJan 8, 2020
Property Address910 SARRATT DR, SHELBY, NC 28152-7016
Document Number0018051097
Book / Page1805 / 1097
Map ReferenceMB 11 PG 30
Instrument DateDec 7, 2019
Instrument200034722
Transaction TypeTransfer
Record UpdatedAug 22, 2022

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$310.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address1770 MELROSE DR, 1770, SHELBY, NC 28152-7241

Transferred To (Grantee/Buyer)

NameVerified Name
Address910 SARRATT DR, SHELBY, NC 28152-7016

Mortgage

Document Number0018051100
DateJan 8, 2020
Instrument1805/1100
Lender
NameHOMESTAR FINANCIAL CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueFeb 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 910 Sarratt Dr was $2,792, up 1.3% from the year before.

Source: Cleveland County assessment roll, as of September 30, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCleveland County
MunicipalityShelby City
Unified School DistrictCleveland County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,792.00 (+1.34%)$276,969 (-) Land $16,200 Building $260,769$276,969 (-) Land $16,200 Building $260,769
2025$2,755.00$276,969 Land $16,200 Building $260,769$276,969 Land $16,200 Building $260,769
2023$159,965 (-) Land $12,960 Building $147,005$159,965 (-) Land $12,960 Building $147,005
2022$159,965 Land $12,960 Building $147,005$159,965 Land $12,960 Building $147,005

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 910 Sarratt Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims7 (2000–2024)
Claims Outside the SFHA2 of 7
Most Recent ClaimJan 2024 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 910 Sarratt Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF SHELBY
serves 23,600 people · EPA ID NC0123010
Water SourceSurface water
Last State InspectionApr 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Ripple Fiber
Fiber
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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