917 Piney Church Rd, Concord, NC 28025 Property Records

Cabarrus County property record for 917 Piney Church Rd, Concord, NC 28025

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,096 sqft · built 1998
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on File
Last Sale	$249,000 (Oct 2020)
Tax Bill	$2,014 (2023)
Deeds & Mortgages	Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11045D0073.000000`

Property Details

APN / Parcel Number

Primary APN	`11045D0073.000000`
Alternative APNs	`5538 46 5263` `141023`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Building Area	2,096 sqft Living Area
Gross Area	3,049 sqft
1st Floor Area	1,428 sqft
Basement Area	668 sqft
Finished Basement	668 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2008
Architectural Style	Split Foyer
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	141 ft deep x 64 ft wide
Garage Type	Unfinished
Garage Area	783 sqft
Driveway	Concrete Driveway
Driveway Area	770 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	170 sqft
Patio Area	140 sqft
Storage Building	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	141023
Street Address	917 PINEY CHURCH RD
City	CONCORD
State	NC
Zip	28025-8511
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LDR
Legal Description	LT 73 ST ANDREWS
Legal Subdivision	ST ANDREWS PLACE BRAXT
Legal Lot Number	73
Jurisdiction	CABARRUS NC
Township / Civil Division	11, CENTRAL CABARRUS
Census Block Group	5
Census Block	5000
Census Tract	40501

Owner

917 Piney Church Rd is owned and occupied by two individuals who bought it in October 2020.

Source: Cabarrus County records, as of August 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	917 PINEY CHURCH RD, CONCORD, NC 28025-8511
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 15, 2020 · Amount on File
Deed Sale	Oct 15, 2020 · Amount on File
Prior Sale	Apr 29, 2014 · Amount on File
Deed Book / Page	14585 / 53
Record Updated	Oct 29, 2026

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Oct 15, 2020
Property Address	917 PINEY CHURCH RD, CONCORD, NC 28025-8511
Document Number	0001458553
Book / Page	14585 / 53
Map Reference	MB 21 PG 34
Instrument Date	Oct 13, 2020
Transaction Type	Transfer
Record Updated	May 3, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$498.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	100 HIGHLAWN AVE, 100, MORROW, OH 45152-1008

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8716 CHALKSTONE RD, CHARLOTTE, NC 28216-6202

Mortgage

Document Number	0001458555
Date	Oct 15, 2020
Instrument	14585/55

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	4.37%
Adjustable	Adjustable Rate Rider
Type Change Date	Nov 1, 2025
Change Frequency	5 Years
Min Rate At Change	4.25%
Max Rate At Change	6.37%
Index	5-Year CMT
Max Rate	10.3%

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$360,000 Land $61,000 Building $299,000
2024			$360,000 (+48.33%) Land $61,000 Building $299,000
2023	$2,014.00	$242,710 Land $40,000 Building $202,710	$242,710 Land $40,000 Building $202,710

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 917 Piney Church Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 917 Piney Church Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 50% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CONCORD serves 120,771 people · EPA ID NC0113010
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 35

May also be available: Google Fiber, Verizon.

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