885 Piney Church Rd, Concord, NC 28025 Property Records

Cabarrus County property record for 885 Piney Church Rd, Concord, NC 28025

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,111 sqft · built 1998
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on File
Last Sale	$22,500 (Mar 2009)
Tax Bill	$1,900 (2023)
Deeds & Mortgages	Mar 2017 Mortgage Mar 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`11045D0044.000000`

Property Details

APN / Parcel Number

Primary APN	`11045D0044.000000`
Alternative APNs	`5538 46 4634` `127572`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,111 sqft Living Area
Gross Area	3,028 sqft
1st Floor Area	1,405 sqft
Basement Area	706 sqft
Finished Basement	706 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2008
Architectural Style	Split Foyer
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	80 ft deep x 131 ft wide
Garage Type	Unfinished
Garage Area	735 sqft
Driveway	Concrete Driveway
Driveway Area	792 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	42 sqft
Deck Area	140 sqft
Patio Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	127572
Street Address	885 PINEY CHURCH RD
City	CONCORD
State	NC
Zip	28025-8581
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LDR
Legal Description	LT 44 ST ANDREWS PLACE
Legal Subdivision	ST ANDREWS PLACE BRAXT
Legal Lot Number	44
Jurisdiction	CABARRUS NC
Township / Civil Division	11, CENTRAL CABARRUS
Census Block Group	5
Census Block	5000
Census Tract	40501

Owner

885 Piney Church Rd is owned by an individual who acquired it in July 2015.

Source: Cabarrus County records, as of August 27, 2026

Owner of Record	Individual Name on File
Mailing Address	9850 DRAWBRIDGE DR, CHARLOTTE, NC 28215-7541
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2017	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPS FCU
Mar 2, 2017	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 13, 2009 · Amount on File
Deed Sale	Mar 13, 2009 · Amount on File
Prior Sale	Jun 2, 1998 · Amount on File
Deed Book / Page	8630 / 109
Last Transfer Date	Jul 16, 2015
Transfer Doc	11506117
Record Updated	Oct 29, 2026

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	885 PINEY CHURCH RD, CONCORD, NC 28025-8581
Document Number	124305
Book / Page	012430 / 000005
Instrument Date	Mar 30, 2017
Transaction Type	Mortgage
Record Updated	Apr 17, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	885 PINEY CHURCH RD CONCORD NC 280258581, CONCORD, NC 28025-8581

Mortgage

Document Number	124305
Date	Apr 4, 2017
Book Page	012430/000005
Instrument	8348

Lender

Name	STATE EMPS FCU
Type	Credit Union
Address	RALEIGH, NC 27611-5279

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Apr 3, 2032

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CABARRUS NC
Recording Date	Mar 2, 2017
Property Address	885 PINEY CHURCH RD, CONCORD, NC 28025-8581
Document Number	12381304
Book / Page	012381 / 000304
Instrument Date	Feb 28, 2017
Instrument	5294
Transaction Type	Transfer
Record Updated	Mar 22, 2017
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9850 DRAWBRIDGE DR CHARLOTTE NC 282157541, CHARLOTTE, NC 28215-7541

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$342,790 (-) Land $61,000 Building $281,790
2025		$342,790 Land $61,000 Building $281,790
2024			$342,790 (+49.72%) Land $61,000 Building $281,790
2023	$1,900.00	$228,950 Land $40,000 Building $188,950	$228,950 Land $40,000 Building $188,950

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 885 Piney Church Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 885 Piney Church Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 50% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CONCORD serves 120,771 people · EPA ID NC0113010
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 35

May also be available: Google Fiber, Verizon.

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