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917 NW 12th St, Okeechobee, FL 34972 Property Records

Okeechobee County property record for 917 NW 12th St, Okeechobee, FL 34972

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,477 sqft · built 1973
Lot Size0.257 acres (11,238 sqft)
Owner2 Individual Names on File
Last Sale$20,300 (Oct 1981)
Tax Bill$622 (2025)
Deeds & MortgagesMar 2021 Line of Credit
Flood ZoneZone X (minimal risk)
APN3-15-37-35-0010-00240-0090

Property Details

APN / Parcel Number

Primary APN3-15-37-35-0010-00240-0090

Interior

Bedrooms3 Beds
Full Baths1 Bath
Building Area1,477 sqft Heated Area
Gross Area2,090 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 2000
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area11,238 sqft (0.257 acres)
Lot Dimensions150 ft deep x 75 ft wide
Garage TypeCarport
CarportCarport
PorchOpen Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address917 NW 12TH ST
CityOKEECHOBEE
StateFL
Zip34972-2041
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCITY OF OKEECHOBEE (PLAT BOOK 1 PAGE 10 & PLAT BOOK 5 PAGE 5) LOT 10 & WEST 1/2 OF LOT 9 BLOCK 24
Legal Range35E
Legal Township37S
Legal Section15
Legal SubdivisionOKEECHOBEE
Legal Block24
Legal Lot Number10,WEST
JurisdictionOKEECHOBEE FL
Township / Civil DivisionOKEECHOBEE
Census Block Group2
Census Block2028
Census Tract910201

Owner

917 NW 12th St is owned and occupied by two individuals who bought it in October 1981.

Source: Okeechobee County records, as of December 5, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Co-ownerCo-owner on File
Mailing Address917 NW 12TH ST, OKEECHOBEE, FL 34972-2041
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 1, 1981 · Amount on File
Deed SaleOct 1, 1981 · Amount on File
Deed Document Number0000024663
Record UpdatedJun 8, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKEECHOBEE FL
Property Address917 NW 12TH ST, OKEECHOBEE, FL 34972-2041
Transaction TypeMortgage
Record UpdatedApr 13, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address917 NW 12TH ST, OKEECHOBEE, FL 34972-2041

Mortgage

Document Number2021002663
DateMar 8, 2021
Instrument2021002663
Lender
NameSEACOAST NATIONAL BANK
TypeBank
AddressSTUART, FL 34995
Agreement
TypeLine of Credit
AmountAmount on Record
Term179 Months
DueFeb 24, 2036
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2025 property tax bill for 917 NW 12th St was $622 with a homeowner's exemption.

Source: Okeechobee County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkeechobee County
MunicipalityOkeechobee City
Unified School DistrictOkeechobee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$622.00 Homeowner's exemption$74,231$198,554 Land $18,750 Building $179,804
2023$614.00 (-44.18%) Homeowner's exemption$70,038 (+3%)$170,434 (+28.1%) Land $9,375 Building $161,059
2022$1,100.00 Homeowner's exemption$67,998$133,049 Land $6,000 Building $127,049

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 917 NW 12th St in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 14 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies14 in force
Nearby Flood Claims5 (2004–2017)
Claims Outside the SFHA1 of 5
Most Recent ClaimSep 2017 · Hurricane Irma
Claims by Event
  • Hurricane Frances, Sep 2004 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 917 NW 12th St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOKEECHOBEE UTILITY AUTHORITY
serves 20,000 people · EPA ID FL4470257
Water SourceSurface water
Last State InspectionJun 2023
Lead5 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityHaloacetic acids
resolved · Jan 2020
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting22
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
T-Mobile
Fixed Wireless		100 / 20

May also be available: Hotwire Communications, Verizon.

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