913 NW 12th St, Okeechobee, FL 34972 Property Records

Okeechobee County property record for 913 NW 12th St, Okeechobee, FL 34972

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 864 sqft · built 1972
Lot Size	0.241 acres (10,498 sqft)
Owner	Individual Name on File
Last Sale	$186,000 (Oct 2022)
Tax Bill	$591 (2025)
Deeds & Mortgages	Oct 2022 Sale & Mortgage Sep 2021 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`3-15-37-35-0010-00240-0070`

Property Details

APN / Parcel Number

Primary APN	`3-15-37-35-0010-00240-0070`
Alternative APN	`R31537350010002400070`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	864 sqft Living Area
Gross Area	1,256 sqft
1st Floor Area	864 sqft
Utility Area	96 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1995
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	10,498 sqft (0.241 acres)
Lot Dimensions	150 ft deep x 70 ft wide
Garage Type	Carport
Garage Area	240 sqft
Carport	Carport
Carport Area	240 sqft
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	913 NW 12TH ST
City	OKEECHOBEE
State	FL
Zip	34972-2041
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CITY OF OKEECHOBEE (PLAT BOOK 1 PAGE 10 & PLAT BOOK 5 PAGE 5) LOT 7 BLOCK 24
Legal Range	35E
Legal Township	37S
Legal Section	15
Legal Subdivision	CITY OF OKEECHOBEE
Legal Block	24
Legal Lot Number	7
Jurisdiction	OKEECHOBEE FL
Township / Civil Division	OKEECHOBEE
Census Block Group	2
Census Block	2028
Census Tract	910201

Owner

913 NW 12th St is owned and occupied by an individual who bought it in October 2022.

Source: Okeechobee County records, as of November 19, 2025

Owner of Record	Individual Name on File
Mailing Address	913 NW 12TH ST, OKEECHOBEE, FL 34972-2041
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 19, 2022	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Sep 8, 2021	Intrafamily Transfer, Transfer OKEE-TANTIE TITLE COMPANY INC, OKEE TANTIE TITLE CO INC
Jul 6, 2021	Warranty Deed, Transfer OKEE-TANTIE TITLE COMPANY INC, OKEE TANTIE TITLE CO INC
Dec 4, 2019	Warranty Deed, Transfer · Conventional with PMI EIGHT 12 TWENTY NINE LLC
Sep 18, 2018	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 19, 2022 · Amount on File
Deed Sale	Oct 19, 2022 · Amount on File
Prior Sale	Jul 6, 2021 · Amount on File
Deed Document Number	202213771
Prior Transfer Date	Sep 7, 2021
Prior Transfer Doc	2021011427
Record Updated	Jun 8, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKEECHOBEE FL
Recording Date	Oct 19, 2022
Property Address	913 NW 12TH ST, OKEECHOBEE, FL 34972-2041
Document Number	0000013771
Map Reference	MB 5 PG 5
Instrument Date	Oct 17, 2022
Instrument	2022013771
Transaction Type	Transfer
Record Updated	Nov 15, 2022
Title Company	WILSON TITLE SERVICES LLC, WILLOW TITLE SERVICES LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,302.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2235 SE BREKENRIDGE CIR, 2235, PORT ST LUCIE, FL 34952-8137

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	913 NW 12TH ST, OKEECHOBEE, FL 34972-2041

Mortgage

Document Number	0000013772
Date	Oct 19, 2022
Instrument	2022013772

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2052

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OKEECHOBEE FL
Recording Date	Sep 8, 2021
Property Address	913 NW 12TH ST, OKEECHOBEE, FL 34972-2041
Document Number	2021011427
Map Reference	MB 5 PG 5
Instrument Date	Sep 7, 2021
Instrument	2021011427
Transaction Type	Transfer
Record Updated	Oct 11, 2021
Title Company	OKEE-TANTIE TITLE COMPANY INC, OKEE TANTIE TITLE CO INC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2235 SE BREKENRIDGE CIR, PORT SAINT LUCIE, FL 34952-8137

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKEECHOBEE FL
Recording Date	Jul 6, 2021
Property Address	913 NW 12TH ST, OKEECHOBEE, FL 34972-2041
Document Number	2021008483
Map Reference	MB 5 PG 5
Instrument Date	Jul 2, 2021
Instrument	2021008483
Transaction Type	Transfer
Record Updated	Aug 11, 2021
Title Company	OKEE-TANTIE TITLE COMPANY INC, OKEE TANTIE TITLE CO INC

Transaction

Amount	Amount on Record
Tax	$441.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1104 NW 5TH ST, 1104, OKEECHOBEE, FL 34972-2406

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2235 SE BREKENRIDGE CIR, PORT ST LUCIE, FL 34952-8137

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKEECHOBEE FL
Recording Date	Dec 4, 2019
Property Address	913 NW 12TH ST, OKEECHOBEE, FL 34972-2041
Document Number	0000012334
Instrument Date	Dec 4, 2019
Instrument	12334
Transaction Type	Transfer
Record Updated	Jan 17, 2020
Title Company	OKEE-TANTIE TITLE COMPANY INC, OKEE-TANTIE TITLE CO INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$297.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3632 NW 35TH AVE OKEECHOBEE FL 349721256, OKEECHOBEE, FL 34972-1256

Mortgage

Document Number	12335
Date	Dec 4, 2019
Instrument	12335

Lender

Name	EIGHT 12 TWENTY NINE LLC
Address	1032 SW 20TH AVE, OKEECHOBEE, FL 34974-4800

Agreement

Type	Conventional with PMI
Amount	Amount on Record

Interest

Rate	10%

September 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	OKEECHOBEE FL
Recording Date	Sep 18, 2018
Property Address	913 NW 12TH ST, OKEECHOBEE, FL 34972-2041
Document Number	0008131121
Book / Page	000813 / 001121
Instrument Date	Aug 8, 2018
Instrument	11479
Transaction Type	Transfer
Record Updated	Oct 19, 2018

Transaction

Amount	Amount on Record
Tax	$0.70
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1032 SW 20TH AVE OKEECHOBEE FL 349744800, OKEECHOBEE, FL 34974-4800

Tax Assessment & Valuation

The 2025 property tax bill for 913 NW 12th St was $591 with exemptions applied, up 3.9% from the year before.

Source: Okeechobee County assessment roll, as of November 19, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okeechobee County
Municipality	Okeechobee City
Unified School District	Okeechobee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$591.00 (+3.87%) Homeowner's exemption Veteran's exemption	$131,564	$146,451 Land $17,500 Building $128,951
2024	$569.00 (+5.76%)
2023	$538.00 (-68.17%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$124,132 (+114.24%) Land $8,750 Building $115,382	$124,132 (+114.24%) Land $8,750 Building $115,382
2022	$1,690.00	$57,940 Land $5,600 Building $52,340	$57,940 Land $5,600 Building $52,340

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 913 NW 12th St in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	14 in force
Nearby Flood Claims	5 (2004–2017)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Frances, Sep 2004 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 913 NW 12th St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OKEECHOBEE UTILITY AUTHORITY serves 20,000 people · EPA ID FL4470257
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Haloacetic acids resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications, Verizon.

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