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917 Frances St, Key West, FL 33040 Property Records

Monroe County property record for 917 Frances St, Key West, FL 33040

Property Summary

Property TypeMixed Use Commercial Office / Residential
Details3,600 sqft · built 1958
Lot Size0.08 acres (3,496 sqft)
OwnerCompany Name on Record
Last Sale$191,000 (Aug 2018)
Tax Bill$10,767 (2024)
Deeds & MortgagesAug 2018 Sale & Line of Credit
Flood ZoneZone X (moderate risk)
APN00021680-000000

Property Details

APN / Parcel Number

Primary APN00021680-000000
Alternative APNs
  • 01010100021680000000
  • 1022438

Interior

Units2 Units
Stories2 Stories
Building Area3,600 sqft Gross Area
1st Floor Area3,510 sqft

Exterior

Year BuiltBuilt 1958
Effective Year BuiltEffective 1988
Exterior MaterialConcrete Block
Construction TypeConcrete Block
Fire ResistanceMasonry Walls, Wood Interior
Roof MaterialConcrete
Lot Area3,496 sqft (0.08 acres)
Lot Dimensions46 ft deep x 76 ft wide

Exterior Amenities

PorchFlorida Room
Porch Area579 sqft
Deck Area328 sqft
Patio Area979 sqft

Utilities, Heating & Cooling

Cooling SystemWall Unit

Location & Zoning

Account Number1022438
Street Address917 FRANCES ST
CityKEY WEST
StateFL
Zip33040-3393
Property CategoryCommercial
Property TypeCommercial > Office > Mixed Use Commercial Office / Residential
Local Zoning CodeHHDR
Legal DescriptionKW PT LOT 16 SQR 3 OF TR 6 OR132-610 OR134-280/81 OR2460-661 OR2921-1633/1634
Legal Range25E
Legal Township68S
Legal Section05
Legal SubdivisionSUBDIVISION 16 JOHN LOWES DIAGRAM
Legal Tract6
Legal Lot Number16
JurisdictionMONROE FL
Township / Civil DivisionKEY WEST
Census Block Group3
Census Block3020
Census Tract972800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Key West Historic District (Boundary Increase)
listed 1983 · 2,494 contributing resources · NRIS 83001430

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Monroe County records, as of April 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Mailing Address2619 HARRIS AVE, KEY WEST, FL 33040-3944
Owner TypeCompany
VestingLimited Liability Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 10, 2018 · Amount on Record
Deed SaleAug 10, 2018 · Amount on Record
Deed Document Number20182037
Deed Book / Page2921 / 1633
Record UpdatedOct 29, 2026

August 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateAug 10, 2018
Property Address917 FRANCES ST, KEY WEST, FL 33040-3393
Document Number0029211633
Book / Page002921 / 001633
Instrument DateAug 10, 2018
Instrument2182037
Transaction TypeTransfer
Record UpdatedSep 10, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$1,337.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2619 HARRIS AVE KEY WEST FL 330403944, KEY WEST, FL 33040-3944

Mortgage

Document Number29211639
DateAug 10, 2018
Book Page002921/001639
Instrument2182040
Lender
NameBRANCH BK&TR
TypeBank
AddressKEY WEST, FL 33040-4133
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
MunicipalityKey West City
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,394,403 (+23.14%) Land $1,037,613 Building $356,790$1,394,403 (+23.14%) Land $1,037,613 Building $356,790
2024$10,767.00 (+4.46%)
2023$10,307.00 (+14.89%)$1,132,356 (+26.25%) Land $864,211 Building $268,145$1,132,356 (+26.25%) Land $864,211 Building $268,145
2022$8,971.00$896,904 Land $604,948 Building $291,956$896,904 Land $604,948 Building $291,956

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 248 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies259 units insured
incl. 11 condo units
Nearby Flood Claims11 (2005–2025)
Claims Outside the SFHA2 of 11
Most Recent ClaimFeb 2025 · rainfall accumulation
Claims by Event
  • Hurricane Irma, Sep 2017 · 6 claims
  • Hurricane Wilma, Oct 2005 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 917 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20

May also be available: Hotwire Communications, T-Mobile.

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