907 Frances St, Key West, FL 33040 Property Records

Monroe County property record for 907 Frances St, Key West, FL 33040 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	2 Baths
Year Built	Built 2016
Square Footage	1,056 sqft Living Area
Lot Size	2,479 sqft (0.057 acres)
Occupancy	Owner Occupied
Last Sale	$750,000 (2021)
Tax Bill	$6,706.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`00021700-000000`
Alternative APNs	`01010100021700000000` `1022454`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,056 sqft Living Area
1st Floor	1,056 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Wood Flooring
Interior Structure	Wood Interior Structure

Exterior

Year Built	Built 1923
Effective Year Built	Effective 2016
Exterior Material	Wood Exterior
Construction Type	Wood Construction
Roof Construction	Gable/Hip Roof Construction
Roof Material	Metal Roof
Lot Area	2,479 sqft (0.057 acres)
Depth X Width	46 ft x 54 ft Depth x Width
Patio Area	1,222 sqft Patio
Porch	Open Porch
Porch Area	138 sqft Porch

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Forced Air with Air Conditioning Heating
Heating Fuel	Electric Heating Fuel

Location & Zoning

Account Number	1022454
Street Address	907 FRANCES ST
City	KEY WEST
State	FL
Zip	33040-3359
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	KW PT LT 17 SQR 3 OF TR 6 OR295-123 OR466-535 OR1375-2263/64 OR1379-321 OR1580-939/41 OR1600-1060/64 OR2532-342/44 OR2618-1939/41 OR3088-247
Legal Range	25E
Legal Township	68S
Legal Section	05
Legal Subdivision	SQUARE 3 OF JOHN LOWES SUBDIVISION
Legal Tract	6
Legal Lot Number	17
Jurisdiction	MONROE FL
Minor Civil Division	KEY WEST
Census Blockgroup	3
Census Block	3020
Census Tract	972800

Owner

Source: Monroe County records · APN 00021700-000000

Assessment roll updated December 8, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	907 FRANCES ST, KEY WEST, FL 33040-3359
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 09, 2021 · Amount on Record
Deed Sale	Apr 09, 2021 · Amount on Record
Prior Sale	Mar 19, 2013 · Amount on Record
Deed Doc Number	20212312838
Deed Book / Page	3088 / 247
Prior Transfer Date	Aug 10, 2011
Prior Transfer Doc	0025320342
Record Refreshed	Sep 20, 2026

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Apr 09, 2021
Property Address	907 FRANCES ST, KEY WEST, FL 33040-3359
Document Number	0030880247
Book / Page	3088 / 247
Map Reference	MB I PG 425
Instrument Date	Mar 31, 2021
Instrument	2312838
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$5,250.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 WILLIAM ST APT 3, 3, KEY WEST, FL 33040-8601

Mortgage

Document Number	0003088249
Date	Apr 09, 2021
Instrument	3088/249

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 01, 2051

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated December 8, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Municipality	Key West City
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,706.00 (+4.02%) Homeowner's exemption	$788,266 (+5.99%)	$1,301,399 (+17.73%) Land $1,067,210 Building $234,189
2024	$6,447.00 (+1.7%)
2023	$6,339.00 (+4.48%) Homeowner's exemption	$743,739 (+3%)	$1,105,410 (+23.02%) Land $890,209 Building $215,201
2022	$6,067.00 Homeowner's exemption	$722,077	$898,532 Land $689,782 Building $208,750

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monroe County (12087C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Moderate
500-Year Floodplain	Yes
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic District	Within the Key West Historic District (Boundary Increase) listed 1983 · 2,494 contributing resources · NRIS 83001430

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.