917 E 4th St, Spencer, IA 51301 Property Records

Clay County property record for 917 E 4th St, Spencer, IA 51301 · Last verified October 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	2 Baths
Year Built	Built 1938
Square Footage	1,060 sqft Living Area
Lot Size	7,500 sqft (0.172 acres)
Occupancy	Owner Occupied
Last Sale	$42,500 (1992)
Tax Bill	$1,298.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`963607482030`
Alternative APN	`64096360748203000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Building Area	1,060 sqft Living Area
1st Floor	696 sqft 1st Floor
Basement Area	696 sqft Basement
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Plaster Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1938
Exterior Material	Shingles Exterior
Construction Type	Frame Construction
Foundation Type	Block Foundation
Roof Construction	Gable Roof Construction
Roof Material	Shingle Roof
Lot Area	7,500 sqft (0.172 acres)
Depth X Width	150 ft x 50 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Mixed Garage
Garage Area	336 sqft Garage
Carport	Carport
Carport Area	220 sqft Carport

Exterior Amenities

Deck Area	183 sqft Deck
Patio Area	183 sqft Patio
Porch	Enclosed Porch
Porch Area	208 sqft Porch

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Forced Air Heating
Water Source	Commercial Water Source

Location & Zoning

Old Parcel Number	64096360748203000
Street Address	917 E 4TH ST
City	SPENCER
State	IA
Zip	51301-5150
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	30 1 PALMER
Legal Range	36
Legal Township	17
Legal Section	07
Legal Subdivision	PALMER'S SUBURBAN LOTS
Jurisdiction	CLAY IA
Minor Civil Division	SPENCER
Census Blockgroup	2
Census Block	2020
Census Tract	80200

Owner

Source: Clay County records · APN 963607482030

Assessment roll updated May 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	917 E 4TH ST, SPENCER, IA 51301-5150
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 22, 1992 · Amount on Record
Deed Sale	Feb 22, 1992 · Amount on Record
Deed Doc Number	0000K3 291
Record Refreshed	Jun 08, 2026

Tax Assessment & Valuation

Source: Clay County records · Assessment roll updated May 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Clay County
Municipality	Spencer City
Unified School District	Spencer Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$124,550 (+9.78%) Land $20,400 Building $104,150	$124,550 (+9.78%) Land $20,400 Building $104,150
2024	$1,298.00 (-11.82%)
2023		$113,450 (+18.36%) Land $14,280 Building $99,170	$113,450 (+18.36%) Land $14,280 Building $99,170
2022	$1,472.00 Homeowner's exemption	$95,850 Land $14,280 Building $81,570
2021			$95,850 Land $14,280 Building $81,570

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Clay County (19041C), updated February 21, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.