910 E 4th St, Spencer, IA 51301 Property Records

Clay County property record for 910 E 4th St, Spencer, IA 51301 · Last verified October 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	4 Baths
Year Built	Built 1954
Square Footage	2,034 sqft Living Area
Lot Size	9,518 sqft (0.218 acres)
Occupancy	Owner Occupied
Last Sale	$16,000 (2014)
Tax Bill	$3,308.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`963618226018`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Partial Baths	2 Partial Baths
Total Rooms	9 Rooms
Building Area	2,034 sqft Living Area
1st Floor	650 sqft 1st Floor
Basement Area	650 sqft Basement
Stories	2 Stories
Sunroom	Sunroom
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1954
Exterior Material	Vinyl Exterior
Construction Type	Frame Construction
Foundation Type	Block Foundation
Roof Construction	Hip Roof Construction
Lot Area	9,518 sqft (0.218 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	504 sqft Garage

Exterior Amenities

Deck Area	320 sqft Deck
Patio Area	285 sqft Patio
Porch	Open Porch
Porch Area	25 sqft Porch

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Forced Air Heating
Water Source	Commercial Water Source

Location & Zoning

Street Address	910 E 4TH ST
City	SPENCER
State	IA
Zip	51301-5149
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	N 160' OF E 81.6' ON N & 65.55' ON S EXC TRI ON E 2 AUD PLAT 3
Legal Subdivision	AUDITOR'S PLAT 3
Jurisdiction	CLAY IA
Minor Civil Division	SPENCER
Census Blockgroup	2
Census Block	2021
Census Tract	80200

Owner

Source: Clay County records · APN 963618226018

Assessment roll updated May 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	910 E 4TH ST, SPENCER, IA 51301-5149
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 02, 2014 · Amount on Record
Deed Sale	Apr 02, 2014 · Amount on Record
Deed Doc Number	2014 0814
Deed Book / Page	2014 / 0814
Record Refreshed	Jun 08, 2026

Tax Assessment & Valuation

Source: Clay County records · Assessment roll updated May 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Clay County
Municipality	Spencer City
Unified School District	Spencer Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$247,520 (+3.58%) Land $28,510 Building $219,010	$247,520 (+3.58%) Land $28,510 Building $219,010
2024	$3,308.00 (+1.41%)
2023		$238,970 (+21.06%) Land $19,960 Building $219,010	$238,970 (+21.06%) Land $19,960 Building $219,010
2022	$3,262.00 Homeowner's exemption	$197,390 Land $19,960 Building $177,430
2021			$197,390 Land $19,960 Building $177,430

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Clay County (19041C), updated February 21, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.