Stanislaus County property record for 917 Champagne Ln, Modesto, CA 95351
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,297 sqft · built 1986 |
| Lot Size | 0.09 acres (3,920 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $134,000 (May 2008) |
| Tax Bill | $2,080 (2026) |
| Deeds & Mortgages | Jul 2026 Mortgage Jun 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 030-049-003-000 |
| Primary APN | 030-049-003-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,297 sqft Living Area |
| 1st Floor Area | 1,297 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Construction Type | Wood |
| Lot Area | 3,920 sqft (0.09 acres) |
| View / Lot | Zero Lot Line |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 112 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 917 CHAMPAGNE LN |
|---|---|
| City | MODESTO |
| State | CA |
| Zip | 95351-2126 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | CHABLIS LANE |
| Legal Block | 3 |
| Legal Lot Number | 15 |
| Jurisdiction | STANISLAUS CA |
| Township / Civil Division | MODESTO |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 1500 |
Source: Stanislaus County records, as of October 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1518 THUNDERBIRD DR, MODESTO, CA 95356-9674 |
| Owner Type | Individual |
| Vesting | Single Person |
| Date | Document |
|---|---|
| Jul 23, 2026 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF STOCKTON |
| Jun 10, 2020 | Deed of Trust, Mortgage · Line of Credit BANK OF STOCKTON |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 5, 2008 · Amount on Record |
| Deed Sale | May 5, 2008 · Amount on Record |
| Prior Sale | Feb 22, 2008 · Amount on Record |
| Deed Document Number | 200847449 |
| Last Transfer Date | Dec 29, 2008 |
| Transfer Doc | 0000136213 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STANISLAUS CA |
| Recording Date | Jul 23, 2026 |
| Property Address | 917 CHAMPAGNE LN, MODESTO, CA 95351-2126 |
| Document Number | 0000040530 |
| Instrument Date | Jul 15, 2026 |
| Instrument | 202640530 |
| Transaction Type | Mortgage |
| Record Updated | Aug 3, 2026 |
| Title Company | WFG TITLE, WFG TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner, 167 |
| Address | 1518 THUNDERBIRD DR, MODESTO, CA 95356-9674 |
| Document Number | 0000040530, |
|---|---|
| Date | Jul 23, 2026 |
| Instrument | 202640530 |
| Name | BANK OF STOCKTON |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.47% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STANISLAUS CA |
| Property Address | 917 CHAMPAGNE LN, MODESTO, CA 95351-2126 |
| Document Number | 0000046346 |
| Instrument Date | Jun 10, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 15, 2020 |
| Title Company | NOT AVAILABLE |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 518 THUNDERBIRD DR MODESTO CA 95356, MODESTO, CA 95356 |
| Document Number | 0000046346 |
|---|---|
| Date | Jun 30, 2020 |
| Instrument | 46346 |
| Name | BANK OF STOCKTON |
|---|---|
| Type | Bank |
| Address | PO BOX 1110, STOCKTON, CA 95201-3003 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Stanislaus County assessment roll, as of October 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | Stanislaus County |
| Municipality | Modesto City |
| Elementary School District | Modesto City Elementary School District (KG - 08) |
| Secondary School District | Modesto City High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $2,080.00 (+1.07%) | $179,516 (+2%) Land $40,186 Building $139,330 |
| 2025 | $2,058.00 (+6.3%) | $175,998 (+4.04%) Land $39,399 Building $136,599 |
| 2023 | $1,936.00 (+2.43%) | $169,166 Land $37,870 Building $131,296 |
| 2022 | $1,890.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective October 23, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2017) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2017 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MODESTO serves 218,915 people · EPA ID CA5010010 |
|---|---|
| Water Source | Purchased surface water from MODESTO IRRIGATION DISTRICT |
| Last State Inspection | Jan 2025 |
| Lead | 12 ppb (2025–2027) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 357 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Ayera Technologies Fixed Wireless | 1,000 / 500 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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