917 186th St Ct E, Spanaway, WA 98387 Property Records

Pierce County property record for 917 186th St Ct E, Spanaway, WA 98387

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 1,248 sqft · built 1985
Lot Size	0.223 acres (9,720 sqft)
Owner	2 Individual Names on File
Last Sale	$371,000 (May 2022)
Tax Bill	$4,419 (2026)
Deeds & Mortgages	Sep 2023 Mortgage May 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`478600-0-130`

Property Details

APN / Parcel Number

Primary APN	`478600-0-130`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	2 Stories
Building Area	1,248 sqft Living Area
Gross Area	1,776 sqft
Upper Floors Area	528 sqft
Basement Area	216 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 2010
Architectural Style	Split Level
Exterior Material	Frame Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	9,720 sqft (0.223 acres)
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	36 sqft
Deck Area	108 sqft
Patio Area	108 sqft
Shed	1 Shed
Shed Area	216 sqft

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Street Address	917 186TH STREET CT E
City	SPANAWAY
State	WA
Zip	98387-7979
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF
Legal Description	SECTION 34 TOWNSHIP 19 RANGE 03 QUARTER 32 JESSE-KIM ESTATES L 13 EASE OF RECORD PICK-UP SEG P-M-0221 HB EMS
Legal Range	03
Legal Township	19
Legal Section	34
Legal Subdivision	JESSE-KIM ESTATES
Legal Lot Number	13
Jurisdiction	PIERCE WA
Township / Civil Division	TACOMA
Census Block Group	1
Census Block	1000
Census Tract	71417

Owner

917 186th St Ct E is owned and occupied by two individuals who bought it in May 2022.

Source: Pierce County records, as of October 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	917 186TH STREET CT E, SPANAWAY, WA 98387-7979
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2023	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
May 5, 2022	Warranty Deed, Transfer · FHA Mortgage EVERGREEN MONEYSOURCE MORTGAGE CO
May 8, 2020	Intrafamily Transfer, Transfer · VA Mortgage FREEDOM MORTGAGE CORP
Nov 3, 2017	Warranty Deed, Transfer · VA Mortgage MOVEMENT MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 5, 2022 · Amount on File
Deed Sale	May 5, 2022 · Amount on File
Prior Sale	May 8, 2020
Deed Document Number	2022518
Prior Transfer Date	Jan 18, 2020
Prior Transfer Doc	0000080240
Record Updated	Oct 29, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	917 186TH STREET CT E, SPANAWAY, WA 98387-7979
Transaction Type	Mortgage
Record Updated	Oct 31, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	917 186TH STREET CT E, SPANAWAY, WA 98387-7979

Mortgage

Document Number	0009140368
Date	Sep 14, 2023
Instrument	202309140368

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	344 Months
Due	May 1, 2052

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIERCE WA
Recording Date	May 5, 2022
Property Address	917 186TH STREET CT E, SPANAWAY, WA 98387-7979
Document Number	0005050518
Map Reference	VOL 58 PG 16-18
Instrument Date	Apr 14, 2022
Instrument	202205050518
Transaction Type	Transfer
Record Updated	Oct 31, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,936.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	917 186TH STREET CT E, SPANAWAY, WA 98387-7979

Mortgage

Document Number	0005050519
Date	May 5, 2022
Instrument	202205050519

Lender

Name	EVERGREEN MONEYSOURCE MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2052

Mortgage

Document Number	0005050520
Date	May 5, 2022
Instrument	202205050520

Lender

Name	WASHINGTON STATE HOUSING FIN COMMISSION
Type	Government Agency
Address	SEATTLE, WA 98104

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2052

May 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PIERCE WA
Recording Date	May 8, 2020
Property Address	917 186TH STREET CT E, SPANAWAY, WA 98387-7979
Document Number	0005080240
Map Reference	MB 58 PG 16-18
Instrument Date	Jan 18, 2020
Instrument	202005080240
Transaction Type	Transfer
Record Updated	Sep 17, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	917 186TH STREET CT E, 917, SPANAWAY, WA 98387-7979

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005080241
Date	May 8, 2020
Instrument	202005080241

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	335 Months
Due	Apr 1, 2048

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIERCE WA
Recording Date	Nov 3, 2017
Property Address	917 186TH STREET CT E, SPANAWAY, WA 98387-7979
Document Number	0011030640
Map Reference	MB58 PG16-18
Instrument Date	Oct 12, 2017
Instrument	201711030640
Transaction Type	Transfer
Record Updated	Sep 17, 2021
Title Company	PST

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,895.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	917 186TH STREET CT E, SPANAWAY, WA 98387-7979

Mortgage

Document Number	0011030641
Date	Nov 3, 2017
Instrument	201711030641

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 917 186th St Ct E was $4,419, up 2% from the year before.

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Unified School District	Bethel School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,419.00 (+1.96%)	$380,400 Land $169,600 Building $210,800	$380,400 Land $169,600 Building $210,800
2025	$4,334.00 (+2.24%)
2024	$4,239.00 (-2.37%)	$359,000 (-4.27%) Land $180,900 Building $178,100	$359,000 (-4.27%) Land $180,900 Building $178,100
2023	$4,342.00	$375,000 Land $174,600 Building $200,400	$375,000 Land $174,600 Building $200,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 917 186th St Ct E in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 917 186th St Ct E is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPANAWAY WATER COMPANY private · serves 34,506 people · EPA ID WA5382850
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 349 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: T-Mobile, Verizon.

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