1005 186th St Ct E, Spanaway, WA 98387 Property Records

Pierce County property record for 1005 186th St Ct E, Spanaway, WA 98387

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 1,250 sqft · built 1980
Lot Size	0.215 acres (9,360 sqft)
Owner	Individual Name on File
Last Sale	$120,800 (May 2010)
Tax Bill	$4,492 (2025)
Deeds & Mortgages	May 2026 Line of Credit Jun 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`478600-0-150`

Property Details

APN / Parcel Number

Primary APN	`478600-0-150`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,250 sqft Living Area
Gross Area	1,778 sqft
1st Floor Area	1,250 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1994
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	9,360 sqft (0.215 acres)
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Wood Porch
Deck Area	468 sqft
Patio Area	468 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	1005 186TH STREET CT E
City	SPANAWAY
State	WA
Zip	98387-7914
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF
Legal Description	SECTION 34 TOWNSHIP 19 RANGE 03 QUARTER 32 JESSE-KIM ESTATES L 15 EASE OF RECORD PICK-UP SEG P-M-0221 HB EMS
Legal Range	03
Legal Township	19
Legal Section	34
Legal Subdivision	JESSE-KIM ESTATES
Legal Lot Number	15
Jurisdiction	PIERCE WA
Township / Civil Division	TACOMA
Census Block Group	1
Census Block	1000
Census Tract	71417

Owner

1005 186th St Ct E is owned and occupied by an individual who bought it in May 2010.

Source: Pierce County records, as of July 15, 2026

Owner of Record	Individual Name on File
Mailing Address	1005 186TH STREET CT E, SPANAWAY, WA 98387-7914
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 11, 2026	Deed of Trust, Mortgage · Line of Credit BOEING EMPLOYEES CREDIT UNION
Jun 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage RELIANCE FIRST CAP
Jan 19, 2018	Deed of Trust, Mortgage · Conventional Mortgage PARAMOUNT EQUITY MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 11, 2010 · Amount on File
Deed Sale	May 11, 2010 · Amount on File
Prior Sale	Aug 16, 1999 · Amount on File
Deed Document Number	2010429
Prior Transfer Date	Apr 26, 2010
Prior Transfer Doc	0000000430
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Recording Date	May 11, 2026
Property Address	1005 186TH STREET CT E, SPANAWAY, WA 98387-7914
Document Number	0000000197
Instrument Date	May 4, 2026
Instrument	2026197
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22601 57TH AVE W, MOUNTLAKE TERRACE, WA 98043-3836
Investor	Possibly a Property Investor

Mortgage

Document Number	0000000197,
Date	May 11, 2026
Instrument	2026197

Lender

Name	BOEING EMPLOYEES CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	May 4, 2051

Interest

Rate Type	Adjustable Rate
Rate	6.46%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	1005 186TH STREET CT E, SPANAWAY, WA 98387-7914
Document Number	2007280235
Instrument Date	Jun 30, 2020
Transaction Type	Mortgage
Record Updated	Aug 13, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1005 186TH STREET CT E SPANAWAY WA 983877914, SPANAWAY, WA 98387-7914

Mortgage

Document Number	2007280235
Date	Jul 28, 2020
Instrument	202007280235

Lender

Name	RELIANCE FIRST CAP
Type	Funding / Finance Company
Address	MELVILLE, NY 11747

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	300 Months
Due	Jul 27, 2045

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	1005 186TH STREET CT E, SPANAWAY, WA 98387-7914
Document Number	1802060251
Instrument Date	Jan 19, 2018
Transaction Type	Mortgage
Record Updated	Feb 13, 2018
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1005 186TH STREET CT E SPANAWAY WA 983877914, SPANAWAY, WA 98387-7914

Mortgage

Document Number	1802060251
Date	Feb 6, 2018
Instrument	201802060251

Lender

Name	PARAMOUNT EQUITY MTG
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 5, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 1005 186th St Ct E was $4,492, up 2.7% from the year before.

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Unified School District	Bethel School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$394,900 (-1.45%) Land $168,000 Building $226,900	$394,900 (-1.45%) Land $168,000 Building $226,900
2025	$4,492.00 (+2.7%)	$400,700 (+7.77%) Land $174,200 Building $226,500	$400,700 (+7.77%) Land $174,200 Building $226,500
2024	$4,374.00 (-2.71%)	$371,800 (-4.59%) Land $179,200 Building $192,600	$371,800 (-4.59%) Land $179,200 Building $192,600
2023	$4,496.00	$389,700 Land $173,000 Building $216,700	$389,700 Land $173,000 Building $216,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1005 186th St Ct E in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1005 186th St Ct E is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPANAWAY WATER COMPANY private · serves 34,506 people · EPA ID WA5382850
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 349 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: T-Mobile, Verizon.

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