Osceola County property record for 9165 Luna Dr, Saint Cloud, FL 34773
| Property Type | Mobile Home |
|---|---|
| Details | 4 bd · 2 ba · 1,836 sqft · built 2021 |
| Lot Size | 0.855 acres (37,243 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $285,000 (Nov 2023) |
| Tax Bill | $3,398 (2025) |
| Deeds & Mortgages | Nov 2023 Sale & Mortgage Jul 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-27-32-2710-0001-0150 |
| Primary APN | 13-27-32-2710-0001-0150 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,836 sqft Living Area |
| 1st Floor Area | 1,836 sqft |
| Flooring | Vinyl/Resilient |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Architectural Style | Custom Design |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 37,243 sqft (0.855 acres) |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 9165 LUNA DR |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34773-9673 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Local Zoning Code | OPUD |
| Legal Description | CANAVERAL ACRES #1 PB 2 PG 17 LOT 15 |
| Legal Subdivision | CANAVERAL ACRES 1 |
| Legal Tract | 2710 |
| Legal Block | 150 |
| Legal Lot Number | 15 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | SOUTH AND EAST OSCEOLA |
| Census Block Group | 3 |
| Census Block | 3025 |
| Census Tract | 43802 |
Source: Osceola County assessment roll, as of November 26, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 9165 LUNA DR, SAINT CLOUD, FL 34773-9673 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Nov 1, 2023 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Jul 9, 2021 | Warranty Deed, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 1, 2023 · Amount on Record |
| Deed Sale | Nov 1, 2023 · Amount on Record |
| Prior Sale | Jul 9, 2021 · Amount on Record |
| Deed Document Number | 2023144345 |
| Deed Book / Page | 6498 / 2696 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Nov 1, 2023 |
| Property Address | 9165 LUNA DR, SAINT CLOUD, FL 34773-9673 |
| Document Number | 0064982696 |
| Book / Page | 6498 / 2696 |
| Map Reference | MB 2 PG 17 |
| Instrument Date | Oct 27, 2023 |
| Instrument | 2023144345 |
| Transaction Type | Transfer |
| Record Updated | Jan 22, 2024 |
| Title Company | EXPERTS TITLE TEAM LLC, THE EXPERTS TITLE TEAM LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,995.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3243 KIRK ST, LAKELAND, FL 33801-6921 |
| Name | Verified Name |
|---|---|
| Address | 9165 LUNA DR, SAINT CLOUD, FL 34773-9673 |
| Document Number | 0064982698 |
|---|---|
| Date | Nov 1, 2023 |
| Instrument | 6498/2698 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jul 9, 2021 |
| Property Address | 9165 LUNA DR, SAINT CLOUD, FL 34773-9673 |
| Document Number | 0059982730 |
| Book / Page | 5998 / 2730 |
| Map Reference | MB 2 PG 17 |
| Instrument Date | Jul 9, 2021 |
| Instrument | 2021106921 |
| Transaction Type | Transfer |
| Record Updated | Jan 22, 2024 |
| Amount | Amount Recorded |
|---|---|
| Tax | $70.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1191 CAMBOURNE DR, KISSIMMEE, FL 34758-2910 |
| Name | Verified Name |
|---|---|
| Address | 1191 CAMBOURNE DR, KISSIMMEE, FL 34758-2910 |
Source: Osceola County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,398.00 (+5.43%) | $234,741 (-5.76%) | $292,100 (+17.26%) Land $50,000 Building $242,100 |
| 2024 | $3,223.00 (-21.39%) | ||
| 2023 | $4,100.00 (+831.82%) | $249,100 (+690.79%) Land $45,000 Building $204,100 | $249,100 (+690.79%) Land $45,000 Building $204,100 |
| 2022 | $440.00 | $31,500 Land $31,500 | $31,500 Land $31,500 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 82 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 82 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 85% of the US · above 77% of Florida |
|---|---|
| Wildfire Likelihood | 1% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOHO WATER AUTHORITY-POINCIANA SYSTEM public/private · serves 69,447 people · EPA ID FL3494429 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Lumen Technologies Fiber | 8,000 / 8,000 |
| Spectrum Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
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