916 Virginia Ave, Saint Cloud, FL 34769 Property Records

Osceola County property record for 916 Virginia Ave, Saint Cloud, FL 34769

Property Summary

Property Type	Townhouse
Details	2 bd · 2 ba · 1,113 sqft · built 1981
Lot Size	0.037 acres (1,612 sqft)
Owner	Individual Name on File
Last Sale	$125,000 (Jul 2017)
Tax Bill	$1,541 (2025)
Deeds & Mortgages	Jul 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`80882`

Property Details

APN / Parcel Number

Primary APN	`80882`
Alternative APN	`012630080000010050`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,113 sqft Heated Area
Gross Area	1,458 sqft
1st Floor Area	1,113 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1981
Exterior Material	Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	1,612 sqft (0.037 acres)
Lot Dimensions	60 ft deep x 27 ft wide
Porch	Open Porch
Porch Area	345 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Account Number	80882
Street Address	916 VIRGINIA AVE
City	SAINT CLOUD
State	FL
Zip	34769-3432
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	SR3
Legal Description	VERACRUZ UNIT 1 PB 2 PG 267 LOT 5
Legal Range	30E
Legal Township	26S
Legal Section	01
Legal Subdivision	VERACRUZ TH
Legal Tract	800
Legal Block	1
Legal Lot Number	5
Legal Unit	1P
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	4
Census Block	4001
Census Tract	43500

Owner

916 Virginia Ave, a townhouse, is owned and occupied by an individual who bought it in July 2017.

Source: Osceola County records, as of December 11, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	916 VIRGINIA AVE, SAINT CLOUD, FL 34769-3432
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 18, 2017 · Amount on File
Deed Sale	Jul 18, 2017 · Amount on File
Prior Sale	Dec 9, 2015 · Amount on File
Deed Document Number	2017104639
Deed Book / Page	5181 / 0539
Record Updated	Jun 8, 2026

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jul 18, 2017
Property Address	916 VIRGINIA AVE, SAINT CLOUD, FL 34769-3432
Document Number	0051810539
Book / Page	005181 / 000539
Instrument Date	Jul 10, 2017
Instrument	104639
Transaction Type	Transfer
Record Updated	Aug 11, 2017
Title Company	QUALITY TITLE AND ESCROW LLC, QUALITY TITLE & ESCROW LLC

Transaction

Amount	Amount on Record
Tax	$875.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22 S FLAG CT KISSIMMEE FL 347593316, KISSIMMEE, FL 34759-3316

Tax Assessment & Valuation

The 2025 property tax bill for 916 Virginia Ave was $1,541 with a homeowner's exemption.

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,541.00 Homeowner's exemption	$128,999	$192,100 Land $30,000 Building $162,100
2023	$1,433.00 (+4.6%) Homeowner's exemption	$121,713 (+3%)	$184,800 (+20.23%) Land $14,900 Building $169,900
2022	$1,370.00 Homeowner's exemption	$118,168	$153,700 Land $14,900 Building $138,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 916 Virginia Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 15 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	2 (1983–2003)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Aug 2003 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 916 Virginia Ave is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 458 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20