904 Virginia Ave, Saint Cloud, FL 34769 Property Records

Osceola County property record for 904 Virginia Ave, Saint Cloud, FL 34769 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,755 sqft · built 1981
Lot Size	0.024 acres (1,045 sqft)
Owner	Individual Name on File
Last Sale	$175,000 (Oct 2019)
Tax Bill	$1,910 (2025)
Deeds & Mortgages	Oct 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-26-30-0800-0001-0020`

Property Details

APN / Parcel Number

Primary APN	`01-26-30-0800-0001-0020`
Alternative APNs	`263001080000010020` `80879`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,755 sqft Living Area
Gross Area	1,800 sqft Gross Area
1st Floor Area	747 sqft 1st Floor
Upper Floors Area	792 sqft Upper Floors
Stories	2 Stories
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Architectural Style	L-Shape
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	1,045 sqft (0.024 acres)
Lot Dimensions	57 ft deep x 18 ft wide
Porch	Florida Room
Porch Area	261 sqft Porch

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	HVAC

Location & Zoning

Street Address	904 VIRGINIA AVE
City	SAINT CLOUD
State	FL
Zip	34769-3432
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VERACRUZ UNIT 1 PB 2 PG 267 LOT 2
Legal Range	30E
Legal Township	26S
Legal Section	01
Legal Subdivision	VERA CRUZ UNIT 1
Legal Tract	800
Legal Block	20
Legal Lot Number	2
Legal Unit	1P
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	4
Census Block	4001
Census Tract	43500

Owner

Source: Osceola County records · APN 01-26-30-0800-0001-0020

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	904 VIRGINIA AVE, SAINT CLOUD, FL 34769-3432
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 18, 2019 · Amount on Record
Deed Sale	Oct 18, 2019 · Amount on Record
Deed Document Number	2019135497
Deed Book / Page	5608 / 2050
Prior Transfer Date	Apr 25, 2005
Prior Transfer Doc	0027641008
Record Updated	Jun 08, 2026

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Oct 18, 2019
Property Address	904 VIRGINIA AVE, SAINT CLOUD, FL 34769-3432
Document Number	0056082050
Book / Page	5608 / 2050
Map Reference	MB 2 PG 267
Instrument Date	Oct 18, 2019
Instrument	2019135497
Transaction Type	Transfer
Record Updated	May 02, 2022
Title Company	STEWART TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,225.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3214 CHEROKEE DR, 3214, MARION, IL 62959-5255

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	904 VIRGINIA AVE, SAINT CLOUD, FL 34769-3432

Mortgage

Document Number	0056082051
Date	Oct 18, 2019
Instrument	5608/2051

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2049

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,910.00 (+3.86%) Homeowner's exemption	$149,586 (+5.99%)	$206,800 (+3.25%) Land $30,000 Building $176,800
2024	$1,839.00 (+3.2%)
2023	$1,782.00 (+4.21%) Homeowner's exemption	$141,137 (+3%)	$200,300 (+20.37%) Land $14,900 Building $185,400
2022	$1,710.00 Homeowner's exemption	$137,027	$166,400 Land $14,900 Building $151,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.