916 Thomas St, Key West, FL 33040 Property Records

Monroe County property record for 916 Thomas St, Key West, FL 33040

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,640 sqft · built 1913
Lot Size	0.083 acres (3,631 sqft)
Owner	Individual Name on Record
Last Sale	$2,200,000 (Aug 2024)
Tax Bill	$20,386 (2024)
Deeds & Mortgages	Jun 2022 Sale & Mortgage Jul 2019 Sale + 1 more
Flood Zone	Zone X (moderate risk)
APN	`00015050-000100`

Property Details

APN / Parcel Number

Primary APN	`00015050-000100`
Alternative APN	`9104444`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,640 sqft Living Area
Flooring	Concrete/Cement
Interior Walls	Wood

Exterior

Year Built	Built 1913
Effective Year Built	Effective 2018
Exterior Material	Wood
Foundation Type	Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	3,631 sqft (0.083 acres)
Porch	Open Porch
Porch Area	860 sqft
Patio Area	904 sqft

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Account Number	9104444
Street Address	916 THOMAS ST
City	KEY WEST
State	FL
Zip	33040-7339
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	KW PT LOT 4 SQR4 TR3 (AKA UNIT 916 THOMAS ST HOA) G11-244 OR946-1481D/C OR946-1482/87 OR951-1909/10 OR946-1488D/C
Legal Range	25E
Legal Township	68S
Legal Section	06
Legal Tract	3
Legal Lot Number	4
Jurisdiction	MONROE FL
Township / Civil Division	KEY WEST
Census Block Group	1
Census Block	1017
Census Tract	972400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Key West Historic District (Boundary Increase) listed 1983 · 2,494 contributing resources · NRIS 83001430

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Monroe County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	45922 108TH ST, NEW EFFINGTON, SD 57255-6112
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 7, 2022	Warranty Deed, Transfer · Conventional Mortgage JOY GREENE WY QTIP
Jul 25, 2019	Warranty Deed, Transfer ATTORNEY ONLY
Mar 22, 2018	Warranty Deed, Transfer · Commercial Mortgage CENTENNIAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 26, 2024 · Amount on Record
Deed Sale	Aug 26, 2024 · Amount on Record
Prior Sale	Jun 7, 2022 · Amount on Record
Deed Document Number	2472730
Deed Book / Page	3290 / 615
Record Updated	Jun 8, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Jun 7, 2022
Property Address	916 THOMAS ST, KEY WEST, FL 33040-7339
Document Number	0031780258
Book / Page	3178 / 258
Map Reference	MB 2976 PG 706
Instrument Date	May 20, 2022
Instrument	2378822
Transaction Type	Transfer
Record Updated	Aug 4, 2022
Title Company	FIRST TITLE SOURCE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$10,500.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	916 THOMAS ST, 916, KEY WEST, FL 33040-7339

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	916 THOMAS ST, KEY WEST, FL 33040-7339

Mortgage

Document Number	0003178260
Date	Jun 7, 2022
Instrument	3178/260

Lender

Name	JOY GREENE WY QTIP
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2052

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Jul 25, 2019
Property Address	916 THOMAS ST, KEY WEST, FL 33040-7339
Document Number	0029762229
Book / Page	002976 / 002229
Instrument Date	Jul 23, 2019
Instrument	2230184
Transaction Type	Transfer
Record Updated	Mar 4, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$10,500.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	916 THOMAS ST KEY WEST FL 330407339, KEY WEST, FL 33040-7339

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Mar 22, 2018
Property Address	916 THOMAS ST, KEY WEST, FL 33040-7339
Document Number	0028971009
Book / Page	2897 / 1009
Map Reference	MB L PG591
Instrument Date	Mar 2, 2018
Instrument	2160602
Transaction Type	Transfer
Record Updated	Jul 29, 2022
Title Company	FIRST INTL TITLE INC

Transaction

Amount	Amount Recorded
Tax	$8,400.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	305 12TH AVE, 305, SPRING LAKE, NJ 07762-1948

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6565 HERITAGE PARK PL, LAKELAND, FL 33813-3991

Mortgage

Document Number	0002160604
Date	Mar 22, 2018
Instrument	2160604

Lender

Name	CENTENNIAL BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	24 Months
Due	Mar 20, 2020

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Municipality	Key West City
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,794,896 (-24.03%) Land $840,831 Building $954,065	$1,794,896 (-24.03%) Land $840,831 Building $954,065
2024	$20,386.00 (+0.81%)
2023	$20,222.00 (+44.86%)	$2,362,612 (+17.15%) Land $919,188 Building $1,443,424	$2,362,612 (+17.15%) Land $919,188 Building $1,443,424
2022	$13,960.00	$2,016,806 Land $557,540 Building $1,459,266	$2,016,806 Land $557,540 Building $1,459,266

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 148 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	180 units insured incl. 32 condo units
Nearby Flood Claims	84 (1980–2022)
Claims Outside the SFHA	41 of 84
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Irma, Sep 2017 · 23 claims Hurricane Wilma, Oct 2005 · 30 claims Hurricane Georges, Sep 1998 · 18 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 993 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications, Verizon.

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