Monroe County property record for 909 Thomas St, Key West, FL 33040
| Property Type | Quadplex |
|---|---|
| Details | 8 bd · 4 ba · 3,532 sqft · built 1968 |
| Lot Size | 0.087 acres (3,768 sqft) |
| Owner | Company Name on File |
| Tax Bill | $12,890 (2025) |
| Deeds & Mortgages | Mar 2026 Sale |
| Flood Zone | Zone X (moderate risk) |
| APN | 00014890-000000 |
| Primary APN | 00014890-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 8 Beds |
|---|---|
| Full Baths | 4 Baths |
| Units | 4 Units |
| Stories | 2 Stories |
| Building Area | 3,532 sqft Living Area |
| 1st Floor Area | 3,532 sqft |
| Flooring | Concrete/Cement |
| Interior Walls | Plywood |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Quadruplex |
| Exterior Material | Concrete Block |
| Construction Type | Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 3,768 sqft (0.087 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 396 sqft |
| Deck Area | 45 sqft |
| Patio Area | 1,082 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 1015237 |
|---|---|
| Street Address | 909 THOMAS ST |
| City | KEY WEST |
| State | FL |
| Zip | 33040-7394 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Quadplex |
| Local Zoning Code | HMDR |
| Legal Description | KW PT LOT 6 SQR 3 TR 3 OR344-287 OR345-64 OR347-74 OR897-2386 OR1546-2334/35 OR1601-2218/19 |
| Legal Range | 25E |
| Legal Township | 68S |
| Legal Section | 06 |
| Legal Subdivision | KEY WEST SQUARE 03 TR 03 |
| Legal Tract | 3 |
| Legal Lot Number | 6 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | KEY WEST |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 972400 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Key West Historic District (Boundary Increase) listed 1983 · 2,494 contributing resources · NRIS 83001430 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
909 Thomas St, a quadplex, is owned by a company that acquired it in February 2000.
Source: Monroe County records, as of May 4, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 28 SANDON DR, ASHEVILLE, NC 28804-2423 |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 9, 2000 |
| Deed Sale | Feb 9, 2000 |
| Prior Sale | Nov 24, 1998 · Amount on File |
| Deed Book / Page | 1617 / 913 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Mar 2, 2026 |
| Property Address | 909 THOMAS ST, KEY WEST, FL 33040-7394 |
| Document Number | 0033682279 |
| Book / Page | 3368 / 2279 |
| Instrument Date | Feb 27, 2026 |
| Instrument | 2534188 |
| Transaction Type | Transfer |
| Record Updated | Mar 18, 2026 |
| Title Company | FIRST INTERNATIONAL TITLE, FIRST INTERNATIONAL TTL LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $14,000.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2045 NEWFOUND HARBOR DR, MERRITT ISLAND, FL 32952-2907 |
| Name | Verified Name |
|---|---|
| Address | 28 SANDON DR, ASHEVILLE, NC 28804-2423 |
The 2025 property tax bill for 909 Thomas St was $12,890, up 9.7% from the year before.
Source: Monroe County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Municipality | Key West City |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $12,890.00 (+9.73%) | $1,431,485 Land $906,468 Building $525,017 | $1,431,485 Land $906,468 Building $525,017 |
| 2024 | $11,747.00 (+4.25%) | ||
| 2023 | $11,268.00 (+18.69%) | $1,350,903 (+39.12%) Land $830,929 Building $519,974 | $1,350,903 (+39.12%) Land $830,929 Building $519,974 |
| 2022 | $9,494.00 | $971,004 Land $503,593 Building $467,411 | $971,004 Land $503,593 Building $467,411 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 909 Thomas St in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 148 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 180 units insured incl. 32 condo units |
| Nearby Flood Claims | 84 (1980–2022) |
| Claims Outside the SFHA | 41 of 84 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 909 Thomas St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 993 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Hotwire Communications, Verizon.
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