McHenry County property record for 916 S Main St, Algonquin, IL 60102
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.168 acres (7,297 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $257,500 (Feb 2024) |
| Tax Bill | $1,036 (2024) |
| Deeds & Mortgages | Feb 2024 Sale & Mortgage Feb 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 19-33-429-012 |
| Primary APN | 19-33-429-012 |
|---|
| Lot Area | 7,297 sqft (0.168 acres) |
|---|
| Street Address | 916 S MAIN ST |
|---|---|
| City | ALGONQUIN |
| State | IL |
| Zip | 60102-2736 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DOC 2024R0003611 LT 4 BLK 18 ARTHUR TRAUBE & CO FOX RIVER VIEW SUB TRACT 2 MEMO: MARTE, NINA MJ/ NICOLAU, DOUGLAS DOS SANTOS |
| Legal Subdivision | ARTHUR TRAUBE & CO FOX RIVER VIEW SUB |
| Legal Tract | 2 |
| Legal Block | 18 |
| Legal Lot Number | 4 |
| Jurisdiction | MCHENRY IL |
| Township / Civil Division | ALGONQUIN |
| Census Block Group | 3 |
| Census Block | 3030 |
| Census Tract | 871310 |
Source: McHenry County records, as of October 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 730 E BALDWIN RD, PALATINE, IL 60074-5461 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Feb 16, 2024 | Warranty Deed, Transfer · Closed-End Mortgage PLAZA HOME MORTGAGE INC |
| Feb 14, 2020 | Deed of Trust, Mortgage · Conventional Mortgage ROYAL UNITED MORTGAGE LLC |
| Dec 5, 2018 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 16, 2024 · Amount on Record |
| Deed Sale | Feb 16, 2024 · Amount on Record |
| Prior Transfer Date | Mar 24, 2014 |
| Prior Transfer Doc | 0000009234 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | Feb 16, 2024 |
| Property Address | 916 S MAIN ST, ALGONQUIN, IL 60102-2736 |
| Document Number | 0000003611 |
| Map Reference | DOC78816MB5PG101 |
| Instrument Date | Jan 24, 2024 |
| Instrument | 2024R0003611 |
| Transaction Type | Transfer |
| Record Updated | Feb 28, 2024 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $257.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 730 E BALDWIN RD, PALATINE, IL 60074-5461 |
| Document Number | 0000003613 |
|---|---|
| Date | Feb 16, 2024 |
| Instrument | 2024R0003613 |
| Name | PLAZA HOME MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92121 |
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2054 |
| Rate | 7.75% |
|---|---|
| Change Frequency | 10 Years |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 916 S MAIN ST, ALGONQUIN, IL 60102-2736 |
| Transaction Type | Mortgage |
| Record Updated | Sep 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000005621 |
|---|---|
| Date | Feb 14, 2020 |
| Instrument | 2020R0005621 |
| Name | ROYAL UNITED MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | INDIANAPOLIS, IN 46250 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Feb 1, 2040 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.12% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 916 S MAIN ST, ALGONQUIN, IL 60102-2736 |
| Document Number | 0000042139 |
| Instrument Date | Dec 5, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 3, 2019 |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 916 S MAIN ST ALGONQUIN IL 601022736, ALGONQUIN, IL 60102-2736 |
| Document Number | 0000042139 |
|---|---|
| Date | Dec 13, 2018 |
| Instrument | 42139 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 12, 2048 |
| Rate | 5.5% |
|---|
Source: McHenry County assessment roll, as of March 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| Municipality | Algonquin Village |
| County | McHenry County |
| County Subdivision | Algonquin Township |
| Unified School District | Community Unit School District 300 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $1,036.00 | $13,253 (-24.1%) Land $2,596 Building $10,657 | $39,759 (-24.1%) Land $7,788 Building $31,971 |
| 2022 | $17,461 Land $8,859 Building $8,602 | $52,383 Land $26,577 Building $25,806 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 29 (1978–2017) |
| Claims Outside the SFHA | 12 of 29 |
| Most Recent Claim | Jul 2017 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 86% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ALGONQUIN serves 30,700 people · EPA ID IL1110050 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | 2 ppb (2026–2028) action level 15 ppb |
| Copper | 1.6 mg/L (2022–2024) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 362 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fixed Wireless in parts of the area | 100 / 20 |
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