852 S Main St, Algonquin, IL 60102 Property Records

McHenry County property record for 852 S Main St, Algonquin, IL 60102

Property Summary

Property Type	Commercial
Details	3 bd · 2 ba · 1,815 sqft · built 1922
Lot Size	0.607 acres (26,471 sqft)
Owner	Individual Name on File
Last Sale	$246,000 (May 2019)
Deeds & Mortgages	May 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19-33-429-023`

Property Details

APN / Parcel Number

Primary APN	`19-33-429-023`
Alternative APN	`1933429019`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,815 sqft Total Area
Gross Area	2,994 sqft
1st Floor Area	1,179 sqft
2nd Floor Area	636 sqft
Basement Area	1,179 sqft

Exterior

Year Built	Built 1922
Architectural Style	Cape Cod
Exterior Material	Frame Siding
Lot Area	26,471 sqft (0.607 acres)
Lot Depth	150 ft Depth

Utilities, Heating & Cooling

Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	1933429019
Street Address	852 S MAIN ST
City	ALGONQUIN
State	IL
Zip	60102-2734
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	DOC 2019R0013166 LT 1 HIGGINS SUB
Legal Range	08E
Legal Township	43N
Legal Section	33
Legal Subdivision	HIGGINS
Legal Block	429
Legal Lot Number	1
Jurisdiction	MCHENRY IL
Township / Civil Division	ALGONQUIN
Census Block Group	3
Census Block	3030
Census Tract	871310

Owner

Source: McHenry County records · APN 19-33-429-023

Assessment roll updated January 1, 2022 · Last verified May 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	852 S MAIN ST, ALGONQUIN, IL 60102-2734
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 13, 2019 · Amount on Record
Deed Sale	May 13, 2019 · Amount on Record
Prior Sale	Apr 16, 2015
Deed Document Number	WARRANTY DEED
Record Updated	Jun 07, 2026

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	May 13, 2019
Property Address	852 S MAIN ST, ALGONQUIN, IL 60102-2734
Document Number	0000013166
Map Reference	DOC 2005R0039051
Instrument Date	Apr 24, 2019
Instrument	2019R0013166
Transaction Type	Transfer
Record Updated	May 27, 2021
Title Company	HERITAGE TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$369.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	852 S MAIN ST, ALGONQUIN, IL 60102-2734

Mortgage

Document Number	0000013167
Date	May 13, 2019
Instrument	2019R0013167

Lender

Name	AMERICAN COMMUNITY BANK & TRUST
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: McHenry County records · Assessment roll updated January 1, 2022 · Last verified May 2024

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Algonquin Village
County	McHenry County
County Subdivision	Algonquin Township
Unified School District	Community Unit School District 300 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Assessed Value	Assessed Market Value
2022	$130,261 Land $30,231 Building $100,030	$390,783 Land $90,693 Building $300,090

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, McHenry County (17111C), as of February 28, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 171118713103, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	29 (1978–2017)
Claims Outside the SFHA	12 of 29
Most Recent Claim	Jul 2017 · river or lake flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 4 claims Severe Storms & Flooding, Jul 1993 · 5 claims

Wildfire

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

Based on FCC filings for 362 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system IL1110050, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	ALGONQUIN serves 30,700 people
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	2 ppb (2026–2028) action level 15 ppb
Copper	1.6 mg/L (2022–2024) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.