916 N Spring St, Elgin, IL 60120 Property Records

Kane County property record for 916 N Spring St, Elgin, IL 60120 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,360 sqft · built 1928
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Individual Names on File
Last Sale	$255,000 (May 2022)
Tax Bill	$6,345 (2025)
Deeds & Mortgages	May 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-12-151-007`

Property Details

APN / Parcel Number

Primary APN	`06-12-151-007`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,360 sqft Living Area
Gross Area	2,058 sqft
Basement Area	698 sqft

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1928
Construction Type	Frame
Lot Area	6,970 sqft (0.16 acres)
Lot Dimensions	132 ft deep x 53 ft wide
Garage Type	Detached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Water Source	Commercial

Location & Zoning

Street Address	916 N SPRING ST
City	ELGIN
State	IL
Zip	60120-2122
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOVELLS GROVE ADDN LOT 7 BLOCK 13
Legal Subdivision	LOVELLS GROVE ADDN
Legal Block	13
Legal Lot Number	7
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	2
Census Block	2002
Census Tract	850800

Owner

Source: Kane County records · APN 06-12-151-007

Assessment roll updated December 26, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	916 N SPRING ST, ELGIN, IL 60120-2122
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 24, 2022 · Amount on Record
Deed Sale	May 24, 2022 · Amount on Record
Prior Sale	Jul 29, 2005 · Amount on Record
Deed Document Number	202227528
Prior Transfer Date	Apr 20, 2007
Prior Transfer Doc	0000053726
Record Updated	Sep 20, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	May 24, 2022
Property Address	916 N SPRING ST, ELGIN, IL 60120-2122
Document Number	0000027528
Instrument Date	Apr 01, 2022
Instrument	2022K027528
Transaction Type	Transfer
Record Updated	May 30, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$255.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	916 N SPRING ST, ELGIN, IL 60120-2122

Mortgage

Document Number	0000027529
Date	May 24, 2022
Instrument	2022K027529

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2052

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated December 26, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,345.00 (+15.83%) Homeowner's exemption
2024		$83,980 (+21.39%) Land $15,793 Building $68,187	$252,041 (+21.44%) Land $47,398 Building $204,643
2022	$5,478.00 (+4.64%) Homeowner's exemption	$69,180 (+6.96%) Land $13,010 Building $56,170	$207,540 (+6.96%) Land $39,030 Building $168,510
2021	$5,235.00 Homeowner's exemption	$64,678 Land $12,163 Building $52,515	$194,034 Land $36,489 Building $157,545

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic District	Within the Spring-Douglas Historic District listed 2000 · 455 contributing resources · NRIS 00000410

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.