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859 N Spring St, Elgin, IL 60120 Property Records

Kane County property record for 859 N Spring St, Elgin, IL 60120 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms5 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 1890
Square Footage2,865 sqft Living Area
Lot Size10,626 sqft (0.244 acres)
OccupancyOwner Occupied
Last Sale$310,000 (2023)
Tax Bill$10,455.00 (2025)

Owner

Source: Kane County records · APN 06-12-156-001

Assessment roll updated August 25, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address859 N SPRING ST, ELGIN, IL 60120-2913
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Aug 02, 2023Warranty Deed, Transfer · Veterans Administration Mortgage
MORTGAGE RESEARCH CENTER LLC
Jun 21, 2021Warranty Deed, Transfer · Veterans Administration Mortgage
MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 02, 2023 · Amount on Record
Deed SaleAug 02, 2023 · Amount on Record
Prior SaleJun 21, 2021 · Amount on Record
Deed Doc Number202326090
Record RefreshedSep 20, 2026

August 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateAug 02, 2023
Property Address859 N SPRING ST, ELGIN, IL 60120-2913
Document Number0000026090
Instrument DateJul 25, 2023
Instrument2023K026090
Transaction TypeTransfer
Record UpdatedAug 09, 2023
Title CompanyE-CHICAGO TITLE, CHICAGO TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$310.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address859 N SPRING ST, ELGIN, IL 60120-2913

Transferred To (Grantee/Buyer)

NameVerified Name
Address859 N SPRING ST, ELGIN, IL 60120-2913

Mortgage

Document Number0000026091
DateAug 02, 2023
Instrument2023K026091
Lender
NameMORTGAGE RESEARCH CENTER LLC
TypeMortgage Company
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueAug 01, 2053
Interest
Rate TypeFixed Rate
Rate4.87%

June 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateJun 21, 2021
Property Address859 N SPRING ST, ELGIN, IL 60120-2913
Document Number0000047213
Instrument DateJun 11, 2021
Instrument2021K047213
Transaction TypeTransfer
Record UpdatedJul 09, 2021
Title CompanyATTORNEYS TTL GUARANTY FUND

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$285.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address1015 DOUGLAS AVE, 1015, ELGIN, IL 60120-2118

Transferred To (Grantee/Buyer)

NameVerified Name
Address859 N SPRING ST, ELGIN, IL 60120-2913

Mortgage

Document Number0000047214
DateJun 21, 2021
Instrument2021K047214
Lender
NameMORTGAGE RESEARCH CENTER LLC
TypeMortgage Company
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2051
Interest
Rate TypeFixed Rate
Rate3.62%

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$10,455.00 (+4.02%)
2024$10,051.00$133,596 (+21.39%) Land $19,320 Building $114,276$400,948 (+21.44%) Land $57,983 Building $342,965
2022Disabled Person's exemption Veteran's exemption$110,052 (+6.96%) Land $15,915 Building $94,137$330,156 (+6.96%) Land $47,745 Building $282,411
2021$4,054.00 Disabled Person's exemption Veteran's exemption$102,890 Land $14,879 Building $88,011$308,670 Land $44,637 Building $264,033

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN06-12-156-001

Interior

Bedrooms5 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Total Rooms10 Rooms
Building Area2,865 sqft Living Area
Gross Area4,115 sqft Gross Area
Basement Area1,250 sqft Basement
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1890
Effective Year BuiltEffective 1890
Architectural StyleVictorian Style
Construction TypeFrame Construction
Lot Area10,626 sqft (0.244 acres)
Depth X Width161 ft x 66 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeDetached Garage

Utilities and HVAC

Cooling SystemHVAC Cooling
Water SourceCommercial Water Source

Location & Zoning

Street Address859 N SPRING ST
CityELGIN
StateIL
Zip60120-2913
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionGROTE & WALDRONS 2ND ADDN LOT 10 BLOCK 1
Legal SubdivisionGROTE&WALDRONS 2ND ADDN
Legal Block1
Legal Lot Number10
JurisdictionKANE IL
Minor Civil DivisionELGIN
Census Blockgroup2
Census Block2007
Census Tract850800

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