916 N 22nd Ave W, Duluth, MN 55806 Property Records

St. Louis County property record for 916 N 22nd Ave W, Duluth, MN 55806

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,248 sqft · built 1925
Lot Size	0.114 acres (4,992 sqft)
Owner	Individual Name on Record
Last Sale	$3,000 (Mar 2022)
Tax Bill	$2,736 (2026)
Deeds & Mortgages	Dec 2022 Second Mortgage Aug 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`010-2110-09410`

Property Details

APN / Parcel Number

Primary APN	`010-2110-09410`
Alternative APN	`937903`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	2 Stories
Building Area	1,248 sqft Gross Area
1st Floor Area	624 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Exterior Material	Other
Construction Type	Frame
Roof Type	Gable
Lot Area	4,992 sqft (0.114 acres)
Garage Area	288 sqft
Pool Type	Spa / Hot Tub (No Pool)
Deck Area	15 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	937903
Street Address	916 N 22ND AVE W
City	DULUTH
State	MN
Zip	55806-1208
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SLY 46 2/3 FT OF NLY 93 1/3 FT OF LOTS 1THRU 5 SERIAL #
Legal Subdivision	HARRISONS BROOKDALE DIVISION OF DULUTH
Legal Block	71
Legal Lot Number	2-5,1T
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	1
Census Block	1005
Census Tract	2400

Owner

Source: St. Louis County records, as of August 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	916 N 22ND AVE W, DULUTH, MN 55806-1208
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 9, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage AFFINITY PLUS FCU
Aug 18, 2022	Deed of Trust, Mortgage · Line of Credit AFFINITY PLUS FCU
Mar 4, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage NEIGHBORHOOD HOUSING SVCS OF DULUTH

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 4, 2022 · Amount on Record
Deed Sale	Mar 4, 2022 · Amount on Record
Prior Sale	Aug 29, 2012 · Amount on Record
Deed Document Number	20221438578
Last Transfer Date	Dec 20, 2024
Transfer Doc	0001501906
Record Updated	Sep 20, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	916 N 22ND AVE W, DULUTH, MN 55806-1208
Transaction Type	Mortgage
Record Updated	Jan 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	916 N 22ND AVE W, DULUTH, MN 55806-1208

Mortgage

Document Number	0001458261
Date	Dec 9, 2022
Instrument	1458261

Lender

Name	AFFINITY PLUS FCU
Type	Credit Union
Address	SAINT PAUL, MN 55107

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Nov 20, 2037

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	916 N 22ND AVE W, DULUTH, MN 55806-1208
Transaction Type	Mortgage
Record Updated	Sep 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	916 N 22ND AVE W, DULUTH, MN 55806-1208

Mortgage

Document Number	0001450076
Date	Aug 18, 2022
Instrument	1450076

Lender

Name	AFFINITY PLUS FCU
Type	Credit Union
Address	SAINT PAUL, MN 55107

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	119 Months
Due	Jul 20, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST LOUIS MN
Recording Date	Mar 4, 2022
Property Address	916 N 22ND AVE W, DULUTH, MN 55806-1208
Document Number	0001438578
Instrument Date	Feb 3, 2022
Instrument	1438578
Transaction Type	Transfer
Record Updated	Mar 28, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	916 N 22ND AVE W, DULUTH, MN 55806-1208

Mortgage

Document Number	0001438579
Date	Mar 4, 2022
Instrument	1438579

Lender

Name	NEIGHBORHOOD HOUSING SVCS OF DULUTH
Type	Government Agency

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Mar 1, 2042

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,736.00 (+8.4%) Homeowner's exemption
2025	$2,524.00 (-1.17%) Homeowner's exemption	$191,700 (+13.57%) Land $39,700 Building $152,000	$191,700 (+13.57%) Land $39,700 Building $152,000
2024	$2,554.00	$168,800 (+17.79%) Land $38,600 Building $130,200	$168,800 (+17.79%) Land $38,600 Building $130,200
2022		$143,300 Land $35,000 Building $108,300	$143,300 Land $35,000 Building $108,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1979–1985)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Mar 1985 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 473 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Airfiber, T-Mobile.

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